Archive for the ‘Credit Monitoring’ Category.

PerformLine Named Ideal Compliance Company for Fourth Consecutive Year

Morristown, NJ (PRWEB) February 09, 2015

PerformLine, provider of the leading cloud-based advertising compliance platform for mitigating risk and making sure brand safety, launched these days that it won accurate documentation 5 LeadsCouncil 2015 CHIEF Awards for the effect into the knowledge, home loan, and insurance groups.

Thought to be an ideal Compliance business when it comes to 4th consecutive year by industry peers, clients and partners, PerformLine in addition garnered a Most Valuable tech award for a 3rd right 12 months. The five 2015 COMMANDER prizes the company ended up being recognized for are: Gold for Best Compliance business in Mortgage; Gold for ideal Compliance business in knowledge; Gold for the majority of Innovative Company in Insurance; Gold for some Valuable Technology in knowledge; Bronze for some revolutionary Company in Mortgage.

“We’re humbled and motived by these awards for our team’s work and innovation when you look at the compliance space,” stated Alex Baydin, creator and CEO of PerformLine. “Being respected four years in a row validates that individuals are surpassing clients’ objectives to guard their brands and mitigate their conformity risk.”

PerformLine works with a few of the leading companies in mortgage, insurance coverage, debt services, charge cards and training, providing them with more extensive advertising supervision answer available. The PerformMatch platform has identified and reviewed over 25 billion conformity findings up to now, empowering marketers using business intelligence they have to mitigate danger while improving speed-to-market, accelerating sales, driving efficiencies, and calculating success.

“Being recognized with 5 LEADER Awards reveals the importance of the work that PerformLine is doing in the market,” claimed Michael Ferree, Director, LeadsCouncil. “PerformLine is a stellar illustration of a technology that encourages best practices and fosters trust – the principles our community had been established on. We congratulate all of them on earning these coveted honors.”

PerformLine’s cloud-based platform, PerformMatch, automatically discovers, paths, and escalates marketing conformity problems. Tracking regulatory, brand name and TCPA compliance both online and in contact facilities, the working platform additionally provides real time analytics and workflow resources. Leading marketers use the PerformMatch platform to make sure that their particular direct advertising, affiliate marketer advertising and contact center task is certified, which lessens threat and increases brand name security.

Those contemplating discovering more about PerformLine and business’s PerformMatch™ SaaS conformity system should go to the business’s internet site at http://www.performline.com.

About PerformLine

PerformLine may be the industry’s leading marketing compliance company, bringing SaaS automation and scale to businesses looking to mitigate risk and ensure brand name security. PerformLine empowers marketers with comprehensive advertising and marketing oversight option for several networks within just one system — PerformMatch™. The PerformMatch system immediately monitors contact facilities and also the web to make sure complete regulating, brand and TCPA conformity for marketer, including give automated broker conformity and performance monitoring inside their contact facilities. PerformLine saves clients cash by automating conformity tasks across stations and departments, producing significant cost-savings. For more information about PerformLine, Inc. while the PerformMatch compliance system, check out performline.com, e-mail sales(at)performline(dot)com or follow us on twitter @PerformLine.

About LeadsCouncil

The LeadsCouncil is an unbiased relationship, whoever people are organizations in web to generate leads room from purchasers to sellers, technology solution providers and investment specialists. All people are united in a standard aim of promoting guidelines and fostering trust regardless of straight. LeadsCouncil was created because of the industry experts and evangelists whose continuous mission both through LeadsCon and LeadsCouncil is raise the size of the market and quantity of organizations who leverage lead generation on the web.







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Financial Advisors Attending T3 Conference in Dallas In For A Few Surprises


Dallas, TX (PRWEB) February 05, 2015

Financial industry leaders Joel Bruckenstein and David Drucker say that financial advisors attending the tenth annual T3 Technology Conference for financial advisory firms are in for an earful – and an eyeful – while at the Hilton Anatole in Dallas, February 12-14, 2015. Designed to bring together independent financial advisors and company decision-makers with the creators of the industry’s most innovative technology solutions, this annual industry gathering has become the place to learn about and do research on the best marketing, productivity and workflow solutions available.

“The T3 Advisor Conference will feature 13 general sessions and 25 breakout sessions,” said conference co-chair David Drucker, CFP®. “We begin the morning of February 12 with an (optional) ethics session. Preconference sessions will begin at 10:00 that morning. Our big general session speaker, Tom Giachetti, Chair of the Securities Practice Group at the well-known law firm Stark & Stark, will take the main stage at 3:30 to talk about cybersecurity and how advisory firms should be taking steps to protect their firms and their clients from data theft and hackers. February 13 will feature main stage presentations from eMoney, MoneyGuidePro, Schwab, Riskalyze, Nationwide, Morningstar, Advent Black Diamond and RiXtrema. February 14 main stage presentations include speakers from Advicent, Oranj, Laserfiche and FAStech.”

“Breakout sessions will feature many of the amazing sponsors and tech providers in attendance,” added co-chair Joel Bruckenstein, CFP®. “I’m especially looking forward to the custodian panel, the digital marketing session, the emerging technology sessions, the big data session and the estate planning for digital assets session. On February 14 the conference concludes at 3:30 so that folks can get home to their Valentines that night. But make no mistake, this final day is jam packed with break out sessions and main stage presentations.”

“It should also be noted that we will have the CEO of eMoney and two of the top executives from Advent giving keynote presentations on February 13. Given all the buzz in the industry this week about eMoney being acquired by Fidelity and Advent being acquired by SS&C Technologies this is pretty cool,” Bruckenstein said.

PREVIEW OF NEWS AND ANNOUNCEMENTS

The T3 Conferences are not just a hotbed of activity and conversation. Many of the industry’s leading technology companies and rising stars hold and make major announcements at T3. “Dave and I are privy to a number of interesting developments and announcements that will be made while we are all together in Dallas. In fact, we expect a record number of announcements to be made,” Bruckenstein said. “As a courtesy to members of the media who will be covering the conference in person – and for those who are unable to make the trip but would like to stay on top of all the news – we will be posting major announcements on the T3 blog (http://www.technologytoolsfortoday.com/blog). We will be sending out a daily digest of those announcements to members of the press. Anyone who would like to be notified immediately when an announcement goes up on the T3 blog can sign up for an RSS feed (http://www.technologytoolsfortoday.com/blog/feed).”

Here are some of the announcements that Drucker and Bruckenstein expect to be made, with more details being revealed February 12-14th during the T3 conference:

ADVENT TO PRESENT KEY RESEARCH FINDINGS – Advent Software will be demonstrating the Black Diamond? wealth management platform’s new investor experience, which includes a redesigned investor portal, vault, and powerful communications tools that can be tailored to each client. Advent will also be sharing information about its ever-expanding ecosystem of industry integrations, highlighting new integrations aimed at enhancing advisor workflows that span multiple technology solutions. In addition, Advent will be presenting research findings during a session titled “Elevating the Client Experience –Leveraging Technology to Drive Profitability, Scale, and Growth” showing that strategic investments in technology are transforming and improving the client experience, allowing advisors to take on and efficiently manage more client relationships.

ADVICENT TO UNVEIL NEW SOLUTION – Advicent Solutions, owner of NaviPlan® and Profiles™, will unveil a new solution to help advisors compete against the commoditization of advice. Phil Cunningham, CEO of Advicent, will speak on the T3 main stage on Saturday, February 14, to demonstrate how this new financial application builder helps advisors and firms create a completely unique online experience for their clients—without the usual upkeep tasks and costs.

ADVISORYWORLD TO REVEAL NEW PROPOSAL TOOL – AdvisoryWorld, a leader in portfolio analysis, investment planning and proposal-generation software, has developed a straight-through-processing component for its Proposal Tool. The intuitive web-application will enable advisors to seamlessly open new custodial accounts as a step in the proposal workflow. T3 attendees can learn more on February 12 when Michael Wilson, of AdvisoryWorld, and Jud Mackrill, of Orion Advisor Services, present “From Proposal to Account Opening, an Automated Straight-through Processing Workflow.” During this session, AdvisoryWorld and Orion Advisor will demonstrate and discuss their new Straight-through Processing capabilities. Recent advancements in their collective technology now allow users to create proposals, open new accounts and facilitate on-going portfolio management in an automated workflow.

ADVIZR TO DEMO QUICK COLLECTION WIZARD – Advizr will unveil their fully automated financial planning functionality while at the T3 Tech conference in Dallas. Financial advisors now only need to profile a customer through Advizr’s quick data collection wizard. Once that step is completed, with a click of a button the financial plan is ready. Advizr CEO Hussain Zaidi will share additional insights alongside executives from inStream Solutions and MoneyTree Software on February 13th in one of two panels that will be held during the conference on “What’s New in Financial Planning Software.”

BLU GIANT TO LAUNCH NEW WEB PRODUCTION SERVICE – Blu Giant is excited to be launching a new web production called Nova. Stop by their booth at the T3 conference or attend their session on “Brand Technology” on February 12th to learn more.

REDI2 WILL DEMO BILLFIN – Redi2 Technologies has launched BillFin, a super-friendly, cloud-based billing solution that automates the calculation of advisory fees and generation of invoices. BillFin launched its Beta release last November and is set to go live in March of this year. Some of the key features of BillFin are flexible fee schedules, asset exclusions, helpful reminders, invoices, debit files, and third-party integrations. The current integration partners are Redtail Technology’s CRM and TD Ameritrade Instituitional’s Veo Open Access Platform. Attend their session or go by booth #222 for a live demonstration while at T3 in Dallas.

RETIREUP WILL MAKE TWO BIG ANNOUNCEMENTS – #1: RetireUp will announce a relationship with a very large insurance company while at T3. They will be the only retirement income software that can incorporate their specific products in a retirement income plan. #2: RetireUp will announce integration with a market-leading risk analysis software package, providing advisors a comprehensive suite of risk and income planning tools to easily build and convey full financial strategies to their clients. They’ll have a booth and a session at T3.

REBALANCING ON STERIODS: TRX EDGE IS HERE – Sheryl Rowling, CEO of TRX will showcase the new features and functionality advisors can deploy to take advantage of the most tax efficient and easy to use rebalancing software. Attend her session or drop by the TRX booth.

NEXT-GENERATION WEALTH MANAGEMENT TECHNOLOGY FROM VANARE –Vanare, a next-generation wealth management technology platform for investment advisors, will tell us more about its acquisition of NestEgg Wealth. They say this is the first ever offering that completely integrates online wealth management with traditional wealth management in one seamless solution and that their innovative platform offers RIAs and their clients a comprehensive, interactive and intuitive experience. Go see Vanare in the exhibit hall or attend their session.

JUNXURE, LASERFICHE AND CITIES DIGITAL UNITE – Cities Digital is pleased to announce the Junxure Cloud integration for Laserfiche. The integration allows users to link Junxure Cloud records to folders within Laserfiche (the leading advisor document management system). From a window embedded into the Junxure Cloud interface, users are able to fully interact with Laserfiche documents and folders. Junxure Cloud is just one of many systems that can be integrated with Laserfiche through Cities Digital, including Orion, Schwab Portfolio Center, Tamarac, Salesforce, APX and more. They’ll have a session and a booth at T3.

E-VALUATOR COMING OUT OF BETA TESTING AT T3 – Officially coming out of beta testing at T3 2015, The E-Valuator is designed to assist plan fiduciaries and advisors analyze and monitor mutual funds, ETFs and investment portfolios. In addition to scoring traditional risk/return metrics, The E-Valuator’s unique methodology allows investment selection and monitoring criteria to be customized to reflect the “Performance Tolerance” of individual clients/plans within three categories: (1) Rate-of-return/performance (2) Duration (3) Credit Attribution. The E-Valuator mitigates fiduciary liability by delivering an easy-to-use, unbiased process that is systematically documented. Look for them at T3 in Dallas.

TRY OUT “SOCIAL SECURITY LED GEN” SYSTEM WHILE AT T3 – Impact Technologies Group, Inc. will while at T3 in Dallas be demoing their Social Security Lead Gen™, personalized lead-generating websites for financial advisors. Advisors get their own personalized website where prospective clients can play with their own data to see how optimizing their Social Security filing can affect their lifetime benefits. The clear, easy-to-use site results in self-qualified leads. When a prospective client takes action, the advisor gets a notification email and the lead goes straight to the Leads tab within the advisor’s PlanFacts™ account. Social Security Lead Gen is optimized for devices consumers actually use, including laptops, tablets, and smaGo see them in the exhibit hall.

MARKETWARE TO LAUNCH ONEWORLD FOR ADVISORS – Marketware International is pleased to participate in the 2015 T3 Conference Advisor Edition on February 12-14 in Dallas, TX and to launch the Marketware OneWorld approach for Advisors. Marketware OneWorld is evolving to service the Advisor community. It starts with establishing key technology partnerships in order to deliver and to meet clients’ unique Wealth Management requirements in a timely manner. Visit their booth in the T3 exhibit hall.

PANORAMIX ANNOUNCES PARTNERSHIPS AND TURNKEY SOLUTIONS – Panoramix™ is now a proud partner of TD Ameritrade’s VEO program and Charles Schwab’s MarketSquare program. With these partnerships, Panoramix™ now offers a turnkey, low cost combined CRM and portfolio management system to TD Ameritrade and Schwab RIAs. Go see them while at the T3 conference.

POCKET RISK WILL LAUNCH COMMUNITY FOR FINANCIAL ADVISORS – Pocket Risk, the company behind a unique risk questionnaire for financial advisors, plans to launch a community for financial advisors, academics and other industry professionals to discuss risk. The online community will help advisors learn more about evaluating the appropriate amount of investment risk to take with their clients given their goals, risk tolerance and risk capacity. Find them at T3 on the agenda and in the exhibit hall.

ABOUT THE T3 TECHNOLOGY CONFERENCES

Interested parties can visit http://www.technologytoolsfortoday.com/conferences to view the agenda and register for the event. Journalists may contact teresalaw(at)impactcommunications(dot)org to request a press pass. FPA and NAPFA members, who will receive preferred pricing based on preconference negotiations with T3, should visit their chapter websites and/or be alert for discount codes that are available on the T3 website registration page.

InvestmentNews is the exclusive media sponsor for the T3 Advisor Conference.

For breaking news, use the official Twitter hashtag #T32015. Join the @T3fan Community on Twitter or “like” the T3 Facebook page for other updates. Additional details and about the conference can be found on the T3 website http://www.TechnologyToolsForToday.com.

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New Blog Series Helps Home Buyers and Home Sellers Navigate Tax Season

Bradley Beach, NJ (PRWEB) January 20, 2015

Patrick Parker Realty, a boutique real estate brokerage located in Bradley Beach, New Jersey, announced today the launch of a dedicated Tax Season Blog Series offering tips, guides and resources to those who bought or sold a home in 2014. Information will also be available to anyone who underwent a major life change in 2014, such as marriage, birth of a baby, divorce, or the death of a spouse. The Patrick Parker Realty Tax Season Blog Series can be accessed on their website, http://patrickparkerrealty.com/blog/.

“All too often home buyers and home sellers aren’t aware of the tax incentives that go along with their real estate transaction,” says Patrick Parker, Broker and Owner of Patrick Parker Realty.

“There are steps you can take to maximize the tax benefits of selling or buying your home. Our goal is to provide the tools needed to figure impact of profit on home sales, home ownership credits, mortgage interest deductions, major life changes and more. We feel through a Tax Season Blog Series we can provide our community the high level information needed to share with tax professionals that will help ensure the greatest return,” continues Parker

The Blog Series will cover many topics such as How do I qualify for a home seller break?, How do I qualify for a home buyer break?, Do I have to report the home sale on my return?, What is the gain on the sale of my home?, What Are Home Renovation Tax Credits?, Deducting Mortgage Interest, Taking the First-Time Homebuyer Credit, How to Avoid Taxes on Canceled Mortgage Debt, Tax Incentives as they relate to Life’s biggest transitions, such as Marriage, the Birth of a Baby, Divorce, or the death of a Spouse and much more. New posts in this Blog Series will be published twice weekly. The Series’ inaugural post; ‘Do I have to pay taxes on the profit I made selling my home?’ was posted on January 15, 2015.

Readers can check into the Patrick Parker Realty Blog twice weekly for new content, or follow Patrick Parker Realty on Facebook and Twitter and search the Tax Season Blog Series using #taxseasonblog.

The Patrick Parker Realty Tax Season Blog Series is another example of the firm’s shift to an innovative Inbound Marketing approach. While the goal of the series is to provide valuable content and tools to readers, it also helps attract website traffic that ultimately benefit Patrick Parker Realty’s clients by calling attention to their listings. This Inbound Marketing approach, along with other forward-thinking marketing strategies such as the use of aerial drone video when marketing homes, is a testament to Patrick Parker Realty’s continued investment to their clients’ success.

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For more information:

Patrick Parker Realty Website:

http://patrickparkerrealty.com/

Patrick Parker Realty Tax Season Blog Series:

http://patrickparkerrealty.com/blog/

Patrick Parker Realty on Facebook:

https://www.facebook.com/PatrickParkerRE

Patrick Parker Realty on Twitter:

https://twitter.com/PatrickParkerRE

Patrick Parker Realty on YouTube:

http://www.youtube.com/PatrickParkerRealty1

Patrick Parker Realty Resource Room:

http://patrickparkerrealty.com/about/tools-resources/

Patrick Parker Realty Contact and Directions:

http://patrickparkerrealty.com/contact/

About Patrick Parker Realty

Patrick Parker Realty, an independent boutique brokerage located in the heart of Bradley Beach is your local market leader. We understand the demands of a changing real estate market and avail ourselves of the latest industry information and tools to ensure excellent results.

Our seasoned Real Estate Agents are committed to providing all of our clients, from first time sellers to veteran real estate investors, quality and friendly service. We walk you through every step of the sale process offering the guidance, feedback, and expertise needed to ensure your complete satisfaction.

Patrick Parker Realty is more than just a brokerage; we are your strategic marketing partner boasting a dedicated marketing department to effectively promote your house via modern channels that yield the quickest, most effective results. We do this by monitoring the latest technologies, using effective communication methods and leveraging our knowledge of all things real estate so our efforts are informed by activities that yield results.

Patrick Parker Realty is located in the heart of Bradley Beach at 624 Main Street directly across from the Bradley Beach train station. They are easily found via Google Maps or any GPS tool or application. For more precise directions you may call 732.455.5252 or visit http://patrickparkerrealty.com/contact/.







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Server Monitoring Process

Network monitoring is the most important part of the system administrator’s or IT manager’s work. The larger the company is, the more employees work there, the more clients are served by this organization, the more vital the server monitoring process is. It is worth to mention that nowadays there are a lot of companies with rather small and simple networks where servers are also used and need to be monitored.

The server equipment is to operate round the clock 7 days in a week all the year.  It is not recommended to stop the server operation because this can lead to a company’s workflow interruption and the data loss. But computers, servers, and other network devices cannot work for ever, they can even fail sometimes. That is why the system administrator has to monitor servers’ operation constantly. This process includes monitoring the state of services, processes, applications, databases, etc.

What is “monitoring”? First of all, let’s give the definition.

Monitoring is the regular observation and recording of activities taking place in the object or the process, which gives an opportunity to evaluate effectively the influence of different external and internal factors; watching them during their operation and developing. The monitoring results allow improving the control of objects and processes.

What does the server monitoring process give us?

1. The system administrator or IT manager is able to detect the server failure just after the moment it has occurred.  In this case, employees will not complain that important services on the server are unavailable, or that it is not possible to connect to the database, etc. The server monitoring process minimizes the time of the system administrator’s reaction to the particular events, and the system downtime. All this increases the efficiency of the company’s operation on the whole.

2. The system administrator is able to evaluate the state of IT infrastructure on the whole or its particular parts in details with one glance.

 3. If the failure has been detected, the server monitoring program helps to define its cause, and what was just a consequence. This also minimizes the failure recovering time. Besides, the server monitoring process allows discovering the current server problems, and thus anticipating and preventing possible breakdowns.

The server monitoring software, that is available on the market today, makes the server monitoring process more automated and less expensive. A network monitoring program’s operation does not require any system administrator’s intervention. He just has to set up the particular checks, their periodicity, and notifications that will take place if failures are detected. He can also configure the program’s response on particular events. These may include: displaying a message, sending an e-mail message, running external programs, writing a record to log, sending SMS to a mobile phone, restarting/shutting down a service, a server, or a workstation.  The server monitoring process will be performed round the clock 7 days a week, which human is not able to do physically. This means, that the organization’s information system will always be under constant observation and control.

Servers are kind of organization’s “brain”. They are the warehouses of the important data; they provide the “intellectual” operation of the company and the connection between all its parts, uniting them in one “organism”. If the server stops working, all the company’s operation can stop as well. A server monitor allows avoiding this, letting the system administrator detect and repair failures as soon as possible. The server and the whole network monitoring program’s task is to make this process less expensive and more efficient thanks to the great number of server monitoring checks and its continual operation.

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Why January is the month to put a fraud alert on your credit report

Why January is the month to put a fraud alert on your credit report
Since the success of a fraud alert depends largely on the actions of potential creditors and businesses, it is not a surefire method of protecting your credit. Other alternatives include a credit freeze or credit monitoring service. A credit freeze …
Read more on Pittsburgh Post Gazette

Experts advise how to clean up credit after identity theft
It may take, weeks, months, even years to complete a credit clean-up. But even after you do, keep monitoring. “The crooks do come back and try to double dip,” Hutchinson said. Woods isn't a stranger to identity theft. In 2002, he was convicted of …
Read more on wreg.com

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Advanced Monitoring Essential to Always make sure Maximum Uptime of Banking and Channels techniques


Boston, MA (PRWEB) January 13, 2015

Banking methods and stations continue to evolve as finance companies and credit unions deploy “intelligent deposit” ATMs and increase digital banking capabilities to include brand new smartphone and tablet applications and solutions. Banking institutions face challenges due to the increasing complexity of today’s banking methods while they come to be a coordinated and interrelated number of legacy and modern IT infrastructures that mix channels’ systems.

In brand-new analysis, the significance of techniques Monitoring in Banking, Mercator Advisory Group reveals why robust system monitoring is essential for modern financial methods and networks.

“These sophisticated machines and devices must certanly be supervised instantly in accordance with more precision than ever, or finance institutions operate the possibility of buyer dissatisfaction due to downtime or gear not working correctly,” commentary Ed O’Brien, director of Mercator Advisory Group’s Banking Channels Advisory provider and composer of the research note.

Shows of this report consist of:


Possibilities and difficulties facing banks and credit unions as they evolve and expand they banking systems and networks

Mercator Advisory Group review information on U.S. consumers’ using an extensive variety of new customer-facing banking functions and channels

The requirement for powerful methods keeping track of methods these days as well as the feeling of urgency for quicker systems that will detect prospective dilemmas before they take place, with real time alerts and self-diagnostics to aid minmise downtime and maximize customer satisfaction

Breakdown of three instance solutions, from INETCO, NCR, and Wincor Nixdorf.

This analysis note is 14 pages very long and contains 8 exhibits.

Companies discussed in this research note consist of: INETCO, NCR, and Wincor Nixdorf.

Members of Mercator Advisory Group Banking Channels Advisory Service get access to this study note plus the future analysis when it comes to approaching year, presentations, analyst access alongside membership advantages.

Kindly check us out on the web at http://www.mercatoradvisorygroup.com.

For more information and news questions, kindly call Mercator Advisory Group’s primary range: (781) 419-1700

For free business news, views, research, company information and more check us out at http://www.PaymentsJournal.com.

About Mercator Advisory Group

Mercator Advisory Group may be the leading, independent analysis and consultative services firm exclusively centered on the payments and financial companies. We deliver pragmatic and timely analysis and advice made to assist our clients unearth the most lucrative opportunities to maximize revenue growth and include costs. Our customers add the world’s largest repayment issuers, acquirers, processors, merchants and organizations to leading technology providers and people. Mercator Advisory Group can also be the publisher associated with on line repayments and banking news and information portal PaymentsJournal.com.







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Small Business Financing at Big Banks and at Institutional Investors Finishes Strong in Landmark Year, According to December 2014 Biz2Credit Small Business Lending Index


New York, NY (PRWEB) January 13, 2015

Small business loan approval rates by big banks and institutional lenders reached post-recession highs in December 2014, according to the Biz2Credit Small Business Lending Index, a monthly analysis of 1,000 loan applications on Biz2Credit.com.

Big banks ($ 10 billion+ in assets) approved 21.1% of small business loan requests in December, which is up from 20.8% in November and marks back-to-back months of increases. Further, a year-to-year comparison shows that lending approval rates at big banks are up nearly 20 percent.

“The higher percentage of loan approvals at big banks is good news for small business owners. However, big banks typically seek to grant loans of $ 500,000 or more and much prefer loans in excess of $ 2 million,” said Biz2Credit CEO Rohit Arora, who oversaw the research. “Many startups and young companies do not need that much money. Thus, big banks may not the answer for these types of borrowers.”

Meanwhile, institutional lenders granted 60.1% of funding requests by small business owners in December, an increase from 59.9% in November. Approval rates by institutional lenders have increased each month since Biz2Credit began monitoring this category of lenders in January 2014.

“Institutional lenders continue to be prominent factors in the small business finance game,” said Arora. “They are offering a wider variety of financial products that are more attractive to borrowers, including longer terms and lower interest rates than other non-bank alternative lenders.”

“Credit-worthy borrowers are increasingly opting to apply for loans at institutional lenders because of the simplicity of getting financing from these lenders and more attractive terms that are offered,” explained Arora, one of the nation’s leading experts in small business finance. “They are also approaching big banks, which enjoy better brand names and are getting the highest quality borrowers coming to them.”

For the second consecutive month, small banks are denying more than half of their loan requests. Further, lending approval rates by small banks dropped for the seventh month in a row as they approved 49.7% of loan requests from small business owners in December, which is slightly below November’s mark of 49.8%. Despite the steady drops in lending approval rates at small banks, a year-to-year comparison shows that these loan approval rates are nearly identical to last year’s numbers.

Approval rates at alternative lenders — merchant cash advance companies, factors, and other non-bank institutions — slipped for the 12th straight month to 61.8% in December, from 62% in November.

“Small business owners’ financials have improved. Their performance is better and they are increasing their business credit scores. As a result they are not as desperate for money as they were during the recession when many alternative lenders could charge very high interest rates,” added Arora.

Credit unions granted 43.3% of loan applications in December, a slight drop in the approval rate of 43.4% over the previous month as they continue to struggle making a bigger presence in the small business finance marketplace.

To view the historic chart of the Biz2Credit Small Business Lending Index, visit http://www.biz2credit.com/small-business-lending-index/december-2014.

About the Biz2Credit Small Business Lending Index

Biz2Credit analyzed loan requests ranging from $ 25,000 to $ 3 million from companies in business more than two years with an average credit score above 680. Unlike other surveys, the results are based on primary data submitted by more than 1,000 small business owners who applied for funding on Biz2Credit’s online lending platform, which connects business borrowers and lenders.

About Biz2Credit

Founded in 2007, Biz2Credit has arranged more than $ 1.2 billion in small business funding throughout the U.S. and is widely recognized as the #1 online credit resource for startup loans, lines of credit, equipment loans, working capital and other funding options. Using the latest technology, Biz2Credit matches borrowers to financial institutions based on each company’s unique profile — completed in less than four minutes — in a safe, efficient, price-transparent environment. Biz2Credit’s network consists of 1.6 million users, 1,300+ lenders, credit rating agencies such as D&B and Equifax, and small business service providers including CPAs and lawyers. Visit http://www.biz2credit.com, follow on Twitter @Biz2Credit, and join on Facebook at http://www.facebook.com/biz2credit.







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Stringent Environmental Regulations Drive the Global Gaskets and Seals Market, According to New Report by Global Industry Analysts, Inc.

San Jose, California (PRWEB) January 12, 2015

Follow us on LinkedIn – Gaskets and seals represent important components in heavy machinery that help seal mating surfaces to prevent leakages. As an indispensable element in the assembly of a broad range of machinery used in diverse industries like manufacturing, energy/power generation, automotive and construction, gaskets and seals is forecast to witness steady growth. Growth opportunities in the market are directly dependent on the health of the industrial sector and level of manufacturing activity, which in turn are primarily dictated by economic growth, level of consumer spending on goods and services, and credit availability, among others. Stable demand from key end-use industries represents a major growth driver for the gaskets and seals market. Stringent norms revolving around safe machinery operation and personnel safety are benefiting periodic replacement of gasket and sales thus encouraging sales. Further benefiting demand is the increasing focus on maximizing the efficiency of plant assets and improving productivity.

Advances in technology are resulting in incremental improvements in mechanical strength of gaskets and sealing capabilities of seals, thus opening novel application possibilities in newer fields. Demand for high performance and functional products will continue to push manufacturers to invest in R&D to advance product capabilities. Increasing oil exploration and extraction activity, including shale gas, is forecast to translate into robust demand for gaskets and seals used in exploration, extraction and transport machinery.

As stated by the new market research report on Gaskets and Seals, Asia-Pacific represents the largest and the fastest growing market worldwide with a projected CAGR of 7.0% over the analysis period. Growing GDP, rapid industrialization and the subsequent need to adhere to safety standards, increasing construction activity, and ballooning production and industrial bases remain key growth driving forces in the region. The automotive sector represents the largest end-use application sector.

Major players covered in the report include Blue Diamond Technologies Ltd., BRUSS, Dana Holding Corporation, Datwyler Group, ElringKlinger AG, Federal-Mogul Corporation, Flowserve Corp., Garlock Sealing Technologies, Greene, Tweed & Co., Henniges Automotive, Hutchinson SA, Lamons, LoneStar Group, Magnum Automotive Group LLC, Parker Hannifin Corp., Prompt Manufacturing, Saint Gobain Performance Plastics Corporation, SKF Group, Smiths Group Plc., Stockwell Elastomerics Inc., TEADIT® Group, The Flexitallic Group, The Freudenberg Group, Trelleborg Sealing Solutions, W.L. Gore & Associates Inc., and Zone Enterprises LLC, among others.

The research report titled “Gaskets and Seals: A Global Strategic Business Report” announced by Global Industry Analysts Inc., provides a comprehensive review of market trends, drivers, mergers, acquisitions and other strategic industry activities of major companies. The report provides market estimates and projections for Gaskets and Seals in US dollars for all major geographic markets including the US, Canada, Japan, Europe (France, Germany, Italy, UK, Spain, Russia and Rest of Europe), Asia-Pacific (China and Rest of Asia-Pacific), The Middle East/Africa and Latin America. Key product segments analyzed in the report include Gaskets (Non-Metallic and Metallic) and Seals (Mechanical & Rotary, Molded Packings, and Others). Major end-use industries analyzed in the report include Automotive, Process/Refinery/Other General Machinery, Pulp & Paper, Marine/Rail and Others.

For more details about this comprehensive market research report, please click here

About Global Industry Analysts, Inc.

Global Industry Analysts, Inc., (GIA) is a leading publisher of off-the-shelf market research. Founded in 1987, the company currently employs over 800 people worldwide. Annually, GIA publishes 1500+ full-scale research reports and analyzes 40,000+ market and technology trends while monitoring more than 126,000 Companies worldwide. Serving over 9500 clients in 27 countries, GIA is recognized today, as one of the world’s largest and reputed market research firms.

Global Industry Analysts, Inc.

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Web Site: http://www.StrategyR.com/

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