Archive for the ‘Credit Repair’ Category.

Cop Filed Fake Reports to Help Clean Up Customers' Credit History

Cop Filed Fake Reports to Help Clean Up Customers' Credit History
Rafael Duran, a 43-year veteran of the Miami-Dade Police Department, was indicted today on charges of conspiracy to commit wire fraud and other wire fraud offenses. The officer had partnered with a credit repair business and filed fake police reports …
Read more on Miami New Times

NACSO Applauds Injunction against Fraudulent Credit Repair Services
The National Association of Credit Services Organizations, NACSO, supports and applauds the Federal Trade Commission's complaint and injunction (Civil Action Number: CV15-01921-DDP-PJW filed in The Central District of California Federal Court) …
Read more on Virtual-Strategy Magazine (press release)

BestCreditRepairCompanys.com Releases New Survey About Important Factors
San Francisco, CA — (ReleaseWire) — 04/14/2015 — BestCreditRepairCompanys.com (BCRC) released a new survey about the most important factors potential clients look for in credit repair companies. The BCRC team released this survey to get a better …
Read more on Digital Journal

Latest Credit Repair News

FTC Slams SoCal 'Credit Repair' Group
LOS ANGELES (CN) – First Time Credit Solution, of Bell, Calif. preys on Spanish-speakers, "bilking consumers on a daily basis," by falsely claiming affiliation with the Federal Trade Commission, the FTC claims in court. The company operates under a …
Read more on Courthouse News Service

5 Ways to Boost Your Credit Score
Using the right credit repair expert can help you see improvements in your credit score. There are complex laws involving creditors, credit bureaus, collections companies, judgments, tax debt and more. A seasoned expert can help you navigate this …
Read more on NerdWallet (blog)

Credit Repair Workshop Offered On Thursday

Credit Repair Workshop Offered On Thursday
A credit repair workshop will be offered on Thursday from 11:30 a.m.-1 p.m. at the Urban League of Greater Chattanooga, 730 East M. L. King Blvd., Chattanooga, TN 37402. Officials said, "Let us help repair your credit. Learn how to improve your credit …
Read more on The Chattanoogan

Business Bits: Wedding planning event, credit repair workshop and more
There will be refreshments enhanced with florals for visitors to sip as they go through the event, where they can see all the latest wedding trends. Guests can get ideas on everything from centerpieces and guest chair embellishments to rehearsal …
Read more on Nooga.com

Morgan Drexen Supports Credit Reporting Changes Announced by 'Big Three
Morgan Drexen announced the company's support on the heels of this week's announcement by the 'Big Three' credit reporting agencies that past due medical debt, some form of which more than 43 million Americans have on their credit reports, would now …
Read more on MarketWatch

2015 Vancouver Consumer Choice Award-Winners


Vancouver, BC (PRWEB) February 05, 2015

Consumer Choice Award is thrilled to announce the 2015 Top Service Providers in their respective sectors for Vancouver. We would like to extend heartfelt congratulations to all this year’s winners; your dedication to superior service has resonated with the people of Vancouver.

Each year across Canada, Consumer Choice Award gathers opinions, perceptions and expectations through the responses of thousands of consumers and businesses. All winners have gone through a rigorous selection process conducted by a third party research firm to ensure only the most outstanding service providers are the winners within their respective industry. Find the list of Award Winners below:

AUTOMOTIVE & TRANSPORTATION

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CRAFTSMAN COLLISION

Automobile Body Shop

With 35 Locations to Serve You

(604) 904-8886

MINIT-TUNE & BRAKE

Automobile Repair

305 – 1488 Hornby St.

Vancouver

(604) 684-5515

BUSINESS SOLUTIONS

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ALLEGRA MARKETING PRINT WEB- FALSE CREEK

Printing & Digital Service

1290 Venables St.

Vancouver

(604) 875-1919

AUTOMATION ONE BUSINESS SYSTEMS INC.

Photocopier Sales & Service

1365 Boundary Rd.

Vancouver

(604) 255-6622 | (888) 652-9922

CANADIAN LINEN & UNIFORM SERVICE

Uniform Supplier

2750 Gilmore Ave.

Burnaby

(778) 331-6235

FREEMAN AUDIO VISUAL CANADA

Audio Visual Services

395 West 8th Ave.

Vancouver

(604) 255-1151

GRAPHICALLY SPEAKING

Web Design & Optimization

300-602 West Hastings St.

Vancouver

(604) 682-1312 | (877) 875-4337

HORIZON CHARTERED ACCOUNTANTS

Accountants – Medium Business |

North Mainland

106 – 1008 Beach Ave.

Vancouver

(604) 697-7777

PREMIERE SUITES

Executive Suites

131 – 1020 Mainland St.

Vancouver

(604) 569-0543 | (877) 751-4045

RUSSELL FOOD EQUIPMENT

Restaurant Equipment & Supplies

1255 Venables St.

Vancouver

(604) 253-6611 | (800) 663-0707

SHADOW INVESTIGATIONS LTD

Investigators

71044 – 7921 120th St.

Delta

(604) 657-4499

SKYLINE BRITISH COLUMBIA

Display & Exhibition Designers

208-1538 Cliveden Ave. Annacis Island

Delta

(604) 515-9822

THE CRUIKSHANK ADVISORY GROUP LTD.

Business Brokers

5117 Francisco Court

North Vancouver

(604) 988-4902

TPD

Employment Agency

1205-595 Howe St.

Vancouver

(604) 685-3530 | (888) 685-3530

TRANS CANADA LABELS

Labels

105 – 1628 Fosters Way

Delta

(604) 525-7898 | (888) 552-2357

WESTCOAST PLASTIC RECYCLING

Recycling Centre & Services

215- 7080 River Rd.

Richmond

(604) 247-1664 | (866) 660-1664

HEALTH & WELLNESS

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BC ORTHODONTICS GROUP

Orthodontist

With 7 Locations to Serve You

Vancouver

(604) 583-7998

BROADWAY STATION DENTAL CENTRE

Dentist

12 – 2495 Commercial Dr.

Vancouver

(604) 874-6322

DERMAL LASER CENTRES

Laser Hair Removal/ Skin Rejuvenation

With 2 Locations to Serve You

(604) 638-7646 | (866) 524-5273

EVERGREEN NURSING SERVICES LTD.

Home Healthcare Services

3057 West 33rd Ave.

Vancouver

(604) 264-7959

FRASER CHIROPRACTIC GROUP & MASSAGE THERAPY

Chiropractors

315 North Tower- 650 41st Ave.

Vancouver

(604) 321-6704

LASIK MD

Laser Vision Correction

101 – 1281 West Georgia St.

Vancouver

(604) 639-8088 | (866) 366-2020

NEWTON OPTOMETRY CLINIC

Optometrist | South Mainland

120B 13745 – 72 Ave.

Surrey

(604) 597-8636

OAK ANIMAL HOSPITAL

Veterinarians – Private Clinic & Hospital

3887 Oak St.

Vancouver

(604) 739-7111

VANCOUVER CENTRE FOR COSMETIC & IMPLANT DENTISTRY

Cosmetic Dentistry | North Mainland

Metropolis at Metrotown

359 – 4300 Kingsway

Burnaby

(604) 434-0248 | (888) 834-8050

HOME & CONSTRUCTION    

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A- 1 WINDOWS

Windows & Doors

1 – 8038 Glenwood Dr.

Burnaby

(604) 777-8000

BEAVER LANDSCAPE

Landscape Contractors

4 – 11720 Voyageur Way

Richmond

(604) 271-3060

BRITE BLINDS LTD

Window Coverings – North Mainland

4275 Phillips Ave.

Burnaby

(604) 420-8820 | (866) 420-8820

CAMBIE ROOFING CONTRACTORS LTD.

Roofing Contractor

1367 East Kent Ave. N

Vancouver

CANADA SCAFFOLD SUPPLY CO. LTD.

Scaffolding Contractors

11331 Twigg Pl.

Richmond

(604) 324-7691 | (800) 293-0133

COASTAL LOCK & KEY LTD.

Locksmith | South Mainland

106 7808-132 St.

Surrey

(604) 594-5397

DUNBAR MASONRY & CONSTRUCTION LTD. Chimney Services

150 – 12811 Clarke Pl.

Richmond

(604) 266-3002

HOULE ELECTRIC LIMITED

Electrical Contractor | North Mainland

5050 North Fraser Way

Burnaby

(604) 434-2681

IRON AGE MANUFACTURING LTD.

Stairs & Railings Sales & Service

2755 Boundary Rd.

Vancouver

(604) 876-0914

MILANI PLUMBING, DRAINAGE &

HEATING

Plumbing Contractor

5526 Kingsway

Burnaby

(604) 430-2603

MILANI PLUMBING, DRAINAGE & HEATING

Air Conditioning & Heating Contractor Kingsway

Burnaby

(604) 430-2603

MILANI PLUMBING, DRAINAGE & HEATING

Drainage Contractor

5526 Kingsway

Burnaby

(604) 430-2603

NUCASA – THE FINISHING TOUCH

Stair Builder

With 2 Locations to Serve You

(604) 294-6666 | (604) 278-2881

(877) 884-3232

POLYGON HOMES LTD.

Home Builder

900-1333 West Broadway

Vancouver

(604) 877-1131

PRO IMAGE GUTTERS LTD.

Eavestroughs

6 – 5508 Production Blvd.

Surrey

(604) 533-7325

RE/MAX COMMERCIAL REALTY

Property Management – Residential

270 – 4311 Viking Way

Richmond

(604) 821-2999

RICHMOND VINYL SIDING

Siding

6620 Bouchard Ct.

Richmond

(604) 271-1237

SANDS & ASSOCIATES

Bankruptcy Trustees

With 11 Locations to Serve You

(604) 684-3030 | (800) 661-3030

TILE TOWN

Porcelain & Ceramic Tiles – South Mainland

With 2 Locations to Serve you

(604) 575-3125

TRAIL APPLIANCES

Home Appliance Sales

With 8 Locations to Serve You

(604) 278-6133

WESTCOAST MOULDING AND MILLWORK LIMITED

Moulding & Millwork

18810 – 96 Ave.

Surrey

(604) 513-1138 | (800) 667-5597

LIFESTYLE

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CSLI – CANADIAN AS A SECOND LANGUAGE INSTITUTE

ESL Language School

188 Nelson St.

Vancouver

(604) 683-2754

CAMBIE FLOWERS

Florists

5570 Cambie St.

Vancouver

(604) 321-8366 | (800) 680-8680

CANADIAN DIRECT INSURANCE

Insurance Home & Auto

600 – 750 Cambie St.

Vancouver

(604) 699-3838 | (888) 225-5234

CREDIT COUNSELLING SOCIETY

Credit & Debt Counselling Services

With 10 Locations to Serve You

(604) 527-8999 | (888) 527-8999

CRUISE CONNECTIONS CANADA

Cruise Industry

604 – 1201 West Pender St.

Vancouver

(604) 684-9283 | (800) 661-9283

FIRST MEMORIAL FUNERAL SERVICES

Funeral Services

602 Kingsway

Vancouver

(604) 724-4478

IT’S JUST LUNCH VANCOUVER

Dating Services

323 – 409 Granville St.

(604) 633-9980

LANGLEY FARM MARKET INC.

Fruit & Vegetable – Retailer & Distributor

With 5 Locations to Serve You

(604) 520-7168    

SELF STORAGE DEPOT

Storage – Self Service

6200 Lougheed Hwy

Burnaby

(604) 291-6202

STEPHO’S PLACE RESTAURANT

Greek Restaurants

With 2 Locations to Serve You

About Consumer Choice Award

Consumer Choice Award (CCA) was established in 1987 and is considered to be the most distinguished award for business excellence in Canada. This is the only organization in North America to recognize business excellence by conducting third party market research of both the consumer & business community with statistical accuracy. The research method determines all the service providers, ultimately selects the top ranked companies and establishes the winner within each industry.

Consumer Choice Award conducts its market research strictly with Leger Marketing, the leading Canadian-owned market research firm and member of the Worldwide Independent Network (WIN) of Market Researchers.

Consumer Choice Award lives in Calgary, Edmonton, Halifax, Hamilton, London, Montreal, Ottawa, Quebec City, Regina, Saskatoon, St. John’s, Toronto, Vancouver and Winnipeg.

For Further Information:

Harsee Sidhu, Marketing Specialist, Consumer Choice Award

(888) 892-9273 ext. 212, hsidhu(at)ccaward(dot)com

http://www.ccaward.com







Essential Suggestions You Must Never Disregard Whenever Restoring Your Credit File

A vintage fashionable saying says that “whatever is worth doing will probably be worth successful.” That is true in a lot of respects, else the credit repair companies won’t be getting customers’ patronage if they just weren’t performing their jobs really. And you may perform some exact same also if your plan to fix your file utilising the do-it-yourself strategy. I’ll describe that later on in this essay, but before you want to know your first faltering step to success in the management of your file should grab it from annualcreditreport dot com.

Next, it will cost some quality time focusing on the data recorded there by the information bureaus. These bureaus, Experian, Transunion, and Equifax, tend to be accountable limited to translating the data directed at them by the lenders into scores. This is what creditors and banking institutions use to evaluate you in case you need any style of economic help.

Realize that you’ll be centering on not one, but all three of the reports when you start a fix task on your file. If you are certain you’ve identified most of the unfavorable and mistaken information on your report, you can expect to move on to another stage. This brand-new period involves you drafting and mailing some simple and well-crafted dispute letters into the bureaus. If there’s any collector that’ll be asking for repayment away from you, then you may think about repeating an equivalent task for them as well. What you will really be performing should mail a validation page towards the debt-buyers asking all of them to provide authenticity of the involvement in creating collections from you. Negotiating with a collector in exchange for removal of the collection account on the file is yet another solution to reverse the situation.

Always ensure that you send your letters through standard mail while you try not to desire a bureau or enthusiast denying previously receiving any letter away from you.

To learn tips repeat this, remember the reference to the do-it-yourself technique and the agency restoration strategy discussed at the start. Make a decision that one suits you best.

Even More Credit Fix Posts

How to Stay Out of the Red and Save Some Green This Holiday Season

Dallas, TX (PRWEB) November 26, 2014

In 2013, retail holiday spending in the months of November and December totaled about $ 601.8 billion, according to the National Retail Federation, up 3.8 percent from the previous year. Although it’s easy to go overboard, paying for holiday gifts and celebrations doesn’t have to put a dent in your budget. The Texas Society of CPAs offers advice on how to make smart spending plans so you’re not left with a financial hangover in January.

Plan Ahead—Stores filled with endless gift possibilities make it easy to go overboard and spend more than you intend. That’s why it’s important to set a budget before you hit the mall or start browsing around online. Determine how much you can realistically spend, and set a maximum amount for each person on your list. Research online or look at newspaper ads before you shop to see which stores have the best prices on the items you’re looking for. Always keep an eye out for coupons, and make notes on what you’ve spent as you go along. If you spend too much, reassess your plans and decide how you can cut back on some gifts. By following these steps, you’ll have more control over your budget and no unpleasant surprises when you open your bills in January.

Set Deadlines—The longer it takes to pay off bills for holiday shopping, the more interest you’ll end up paying on your credit card balances. That’s why it’s a good idea to set a deadline—such as Valentine’s Day or St. Patrick’s Day—for making the last payment on your holiday bills. Keep that deadline in mind as you create your gift budget.

Give a Personalized Gift—We all tend to reach for our credit cards when we think of holiday gifts, but many thoughtful ideas cost little or nothing at all. For example, young parents may be delighted with an offer to babysit for an evening. A recent college graduate may appreciate cooking lessons or copies of easy-to-fix family recipes. You could also surprise an elderly relative or neighbor with an offer to do household repairs or run errands. A young family member may enjoy a visit to a museum or local historic site. Other low-cost, thoughtful gifts include a personalized 2015 calendar with family photos, or a favorite baked good. By using a little creativity, you can come up with truly memorable gift ideas that won’t bust your budget.

Pay Wisely—One guaranteed way to stay on budget is by paying cash for all purchases, making it impossible to run up big credit card bills. If you’re short on cash, use the credit card that has the lowest interest rate. Contact the credit card companies directly if you need a reminder of the interest rate and terms of each account.

Your CPA Can Help—No matter what financial concerns you may have, your local CPA can help. Turn to him or her with all your financial questions.

ABOUT TSCPA

TSCPA (http://www.tscpa.org) is a nonprofit, voluntary, professional organization representing Texas CPAs. The society has 20 local chapters statewide and more than 29,000 members, one of the largest in-state memberships of any state CPA society in the United States. TSCPA is committed to serving the public interest with programs that advance the highest standards of ethics and practice within the CPA profession.







Tax Season Comes Early: Car Credit Nation Has Partnered with TRS Tax Max to Offer Fourth Quarter Sales Program


Winchester, VA (PRWEB) November 12, 2014

Car Credit Nation — a Virginia-based used car dealership offering buy here, pay here financing — has partnered with Tax Refund Services Tax Max to offer a special, car-buying incentive; TRS Tax Max’s Fourth Quarter Sales Program gives shoppers the opportunity to purchase a new vehicle based solely on an anticipated tax refund.

“Potential car buyers expect high quality and low hassle,” said Chris Maher, Owner and President of Car Credit Nation. “And that’s exactly why we’re offering this Fourth Quarter Sales Program from TRS Tax Max. Car Credit Nation customers shouldn’t have to wait until February or March to put their tax return to good use.”

But how does it work? This simple program from TRS Tax Max crunches the numbers (in just 90 seconds!) and calculates an approximate 2014 tax refund, which can then be used toward a down payment, an early trade-in, or for parts and service. To take advantage of the Tax Max Fourth Quarter Sales Program, customers must visit Car Credit Nation with a recent pay stub; answer a few simple questions; sign a promissory note, and drive away in a new [used] car!

From two convenient locations in Winchester and Falls Church, Virginia, Car Credit Nation offers a large selection of high quality pre-owned vehicles including cars, trucks, sport utility vehicles, and vans. All vehicles are fully inspected and come with a limited warranty; optional one and three year extended service contracts are available for most. In addition, Car Credit Nation has a full service department equipped to take care of all vehicle repair needs.

The used car dealer also offers unique No Credit Check financing, which is available to everyone regardless of credit score. Combined with easy loan terms and low down payments, Car Credit Nation ensures that all customers have access to quality used cars, and can improve their credit in the process.

This Tax Return Program from TRS Tax Max and Car Credit Nation will be available November 1st through the end of March. For more information, visit http://www.carcreditnation.com.

About Car Credit Nation

Car Credit Nation is a top quality used car dealership with multiple locations in Falls Church and Winchester, Virginia. Car Credit Nation offers financing to individuals through their unique No Credit Check financing program. Car Credit Nation strives to exceed customer expectations and deliver safe and reliable pre-owned vehicles to individuals regardless of their credit score.







What Can a Credit Repair Organization Actually Do For You?

What Can a Credit Repair Organization Actually Do For You?
Mike Sullivan, director of education for Take Charge America, notes that credit repair agencies often just do things for you that you can do for yourself. However, he's also quick to note that this might include things that you don't want to do for …
Read more on MainStreet

Feds allege celebrity credit repair a scam
SAN DIEGO — Federal prosecutors call Keith Lawrence Middlebrook the “credit repair man to the stars,” but indicted him Thursday as a scam artist. An indictment was unsealed in San Diego federal court charging Middlebrook, 46, of Los Angeles, with 15 …
Read more on U-T San Diego

What You Need to Know About Free Credit Repair

Free credit repair is when you do not pay a services agency to fix your report. It is simply a do-it-yourself process which involves being conversant with the Fair Credit Reporting Act and the Fair and Accurate Credit Transactions Act, which are the laws regulating the system.

Other than these, you need to understand how long negative accounts can remain on your file. For instance, late payments, collection accounts and charge-offs should not spend more than 7 years on your file. Though collection accounts and charge-offs have a 6-month extension in addition to the 7 years after which they should be deleted.

Take a situation where you are required to repay your bank a minimum of 500 dollars monthly until you pay the total debt. The first time when you are late in paying the expected monthly 500 dollars, it will be recorded on your file with the reporting agencies. It does not matter if you are late in subsequent months after the first late payment. The late entry that is reported to the bureaus is the first one.

Now let us imagine a situation where you are to make monthly payments to your bank for a period of 12 months, that is, January to December. Let us again imagine that you defaulted in paying on time for the month of February, which is the second month during the period of repaying the loan. Again, you did not pay on time for the months of July and November. What this means is that you made late payments on three occasions.

However, the way it works is that the 7 year period during which this late payment will stay on your file is from the first late payment which is February and not those of July and November. These are the kind of things you need to understand when you choose to go with the free repair process as against paying a services agency to do the fixing for you.

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How To Identify Credit Repair Problems

There are great deal of Credit Repair Companies which offers Credit Repair aid for the people that have Bad credits; Even thus, it doesnt imply which they may really support we fix Bad credit promptly. Many instances, it may take some months to find the impact plus expense we many income. In an attempt to receive a loan there are numerous individuals whom receive hopeless and begin looking for those Companies that will do function about their Credit Report plus build it credit worthy.

It is genuine which there are many Companies that act found on the Repair of reports plus enable persons. The lot additional element is also true which there are great deal of Companies that advertize regarding themselves, thus which naive persons is hooked off their nasty earned revenue. These are largely tricks, that mark folks inside despairing need for a loan.

Credit Bureaus or Consumer Credit Reporting Agencies gather or gather information regarding mortals, their borrowing behavior, spending behavior plus repayment behavior. The Credit Bureaus then send this info to loaners. This really is definitely not against any law. Credit Repair demands having obsolete, inaccurate or unverifiable information abstracted within the reports gathered by the Credit Bureaus.

Credit Repair that is strictly legal could better lower interest rates, Credit scores plus protect visitors income. Companies that offer instant Credit Repair may be wastage of time plus cash. These firms may even provide suggestions that are from the courtroom law. Credit Repair that is truly efficient plus legal, is not a waste of time or funds is not instant. The Federal Trade Commission urges which customers should be aware of any Company that delivers instant Credit Repair.

They try to put the Credit files of the people whom have passed away or of the youth that are beneath age group of 18. They also try to put the files of people that are aged plus reside about additional states. They start off by getting their Social safety quantity. The agency steals the information away plus uses it to create a brand-new record for the people.

These companies or businesses come up with catchy plus lofty advertisings that swiftly catch the attention of the people. These are generally very aggressive inside their promise plus design the customer to create a unique account for them, inside that there may be no shadows of the past. This really is totally illegal that most persons are not aware of. The customer should take care of the construct which they dont fall prey to these firms, that are really associated inside certain or the different shape of illegal activity. There are conventional procedures of functioning out found on the Report.

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