Posts tagged ‘2015’

Benefit Express – 2015 Winter/Spring HR and Benefits Webinar Series Continues


Schaumburg, IL (PRWEB) April 30, 2015

Benefit Express Services, LLC, a leader in providing benefits administration and enrollment services for large, medium, and small organizations, has released the last two of its 2015 Winter/Spring webinar schedule. These webinars will take place on May 12th and May 28th. Webinar topics will include:


HRA’s and HSA’s – Know the Differences
Current Developments in Welfare Benefits

“Our Winter/Spring webinar series has been going great so far,” commented Monica Hinchey, Vice President of Client Relations for Benefit Express. “The remaining two webinars will provide a wealth of essential information for any HR or benefits professional.”

Below are the dates/times, descriptions, and registration links for the webinars.

Webinar: HRA’s and HSA’s – Know the Differences

Description: This webinar will dive into the differences between HRA’s and HSA’s.

Date: Tuesday, May 12, 2015

Time: 1:00pm Central Standard Time

Register here: https://attendee.gotowebinar.com/register/7758571124535187458

Webinar: Current Developments in Welfare Benefits

Description: This webinar will outline all the developments in Health and Welfare Law.

Date: Thursday, May 28, 2015

Time: 1:00pm Central Standard Time

Register here: https://attendee.gotowebinar.com/register/2162195477620536322

Benefit Express regularly hosts free educational webinars on issues that today’s HR and benefits professionals are most concerned about, “We are constantly working to establish partnerships with industry experts that our clients want to hear from,” commented Hinchey. Benefit Express offers webinar series throughout the year with topics including Healthcare Reform changes, COBRA rules and regulations, W2 requirements, HIPAA training, identity theft protection, wellness programs, total reward programs, and much more.

To view all Benefit Express webinars go to: http://benefitexpress.info/content/?id=60.

About Benefit Express:

At Benefit Express, the focus is on flexible benefits administration outsourcing solutions, online benefits enrollment, and HR outsourcing. Their self-service platform, My Benefit Express™, delivers tools which help clients efficiently manage HR & online benefits administration. With My Benefit Express™ clients have direct access to: customized content delivery, online enrollment assistance, employee benefit education tools, transactional administrative processing/tracking, carrier bill reconciliation, vendor data-links and detailed HR reporting. Benefit Express’ benefits administration solutions provide the flexibility for clients to choose how, where and by whom work gets done.







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2015 Regina Consumer Choice Award Winners


Regina, SK (PRWEB) April 23, 2015

Consumer solution Award is delighted to announce the 2015 Top companies in their respective areas for Regina. We wish to extend heartfelt congratulations to any or all this year’s champions; your commitment to exceptional service has resonated utilizing the individuals of Regina.

Each year across Canada, Consumer preference Award collects opinions, perceptions and expectations through answers of lots and lots of consumers and organizations. All winners went through a rigorous selection process carried out by an authorized study firm assuring only the most outstanding companies are the winners of their particular industry. Find the listing of honor champions under:

AUTOMOTIVE & TRANSPORTATION

********************************************

WHEATON CHEVROLET

Vehicle Dealer- United States Automakers

260 Albert St. N

Regina

(306) 543-1555 | (888) 672-4201

DILAWRI GROUP OF COMPANIES

Automobile Dealers- Pre-Owned

P.O. Package 27085 R.P.O

Regina

(306) 525-1555

OPTIMUM INSTRUCTION

School- Truck Driving

Website 414, Container 3, RR#4

Saskatoon

(306) 545-9904

CO-OP TAXI

Taxi Company

1654 Angust St.

Regina

(306) 525-2727    

BUSINESS SOLUTIONS

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VIRTUS GROUP LLP

Accounting Services

#200- 2208 Scarth St.

Regina

(306) 522-6500 | (888) 258-7677

RAINSOFT (REGINA) LTD.

Water In Bottles Firms

930 Bower Cr.

Regina

(306) 757-7638 | (888) 757-1946

AMBASSADOR COFFEE SERVICE

Coffee Services & Supplies

3241 Saskatchewan Dr.

Regina

(306) 359-3799 | (888) 600-8005

MICROAGE

Computer Training

1060 Winnipeg St.

Regina

(306) 525-0537

COMMISSIONAIRES SOUTH SASKATCHEWAN

Investigators

122 Albert St.

Regina

(306) 757-0998 | (866) 757-0998

IMPACT SECURITY GROUP

Security Guard Providers

288 F Hodsman Rd.

Regina

(306) 546-2182

SASKCAN SIGNS & SERVICE

Signs

1046 Kearns Cr.

Regina

(306) 525-4766

CANADIAN LINEN & UNIFORM SERVICE

Uniform Supplier

180 North Leonard St.

Regina

(306) 721-4848

CONSTRUCTION

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SLABMASTER LTD.

Concrete Repair & Mudjacking

550 Cornwall St.

Regina

(306) 949-8700

WAXY’S BOBCAT INC.

Landscape Supplier

1600 Ottawa St.

Regina

(306) 949-3324

AAA SOLID BASIS REPAIR LTD.

Waterproof & Foundation Repair

PO Box 37052

Regina

(306) 352-1826

WELLNESS & WELLNESS

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FLAMAN FITNESS

Home fitness equipment Product Sales & Service

1544 Albert St.

Regina

(306) 790-9255

UPCOMING VISION OPTICAL

Optician/Optometrist

110 Albert St. N

Regina

(306) 543-1008

LASIK MD

Laser Vision Correction

400- 123 second Ave. S.

Saskatoon

(306) 244-8080 | (866) 366-2020

REGINA SPORTS & PHYSIOTHERAPY CLINIC PC

Physiotherapists

1524 Albert St.

Regina

(306) 522-4995

GUERIN-STEWART PODIATRY CLINIC

Podiatrist- Foot Clinic

534 Victoria Ave. E

Regina

(306) 352-4899

HOME

********

BATH FITTER

Bathroom Renovation

1743 McAra St.

Regina

(306) 757-2284

THE BEVELLED EDGE COUNTERTOPS LTD.

Countertops

1145 Rose St.

Regina

(306) 790-8488

SIMPLY STOWED PERSONALIZED CLOSETS

Personalized Closets

106 Rogers Rd.

Regina

(306) 737-1592

PRAIRIE DUST BUSTERS FURNACE & DUCT CLEANSING

Duct Cleansing

11142 Wascana Meadow

Regina

(306) 721-3722

RESTOREX DISASTER RESTORATION

Fire & Water Damage And Mold Restoration

1465 McDonald St.

Regina

(306) 522-3350 | (888) 522-3350

PRESTIGE INTERIORS

Flooring Business

1636 6th Ave.

Regina

(306) 543-1555 | (888) 672-4201            

ARTISAN DESIGN BUILD LTD.

Home Builder

#7-1801 Turvey Rd.

Regina

(306) 546-8030

MERRY MAIDS OF REGINA

Maid- Home Cleaning Solutions

240-12th Ave. E

Regina

(306) 352-6243

VERICO CROWN MORTGAGE SERVICES

Mortgages

2366- 2nd Ave.

Regina

(306) 791-7750

1 STOP VACUUM CENTRES

Vacuums

1004- 11th Ave

Regina

(306) 352-3212 | (800) 749-5955

BUDGET BLINDS

Window Coverings

1433 Hamilton St.

Regina

(306) 949-2300

LIFESTYLE

**************    

MNP LTD.

Bankruptcy Trustees & Proposal Administrators

#900- 2010 11th Ave.

Regina

(306) 790-7900 | 310-9700

CREDIT COUNSELLING SOCIETY

Credit & Debt Counselling

Wide Street Company Centre

Suite 322- 845 Wide St.

Regina

(306) 525-6999 | (888) 527-8999

PREMIERE SUITES

Executive Suites

470- 340 Waterfront Dr.

Winnipeg

(204) 489-2497 | (877) 489-2497

KNIGHT ARCHER INSURANCE

Insurance – Home & Auto

512 Victoria Ave. E

Regina

(306) 569-2288 | (888) 818-5032

MARTIN SCHOOL OF DANCE & BATON TWIRLING

School- Dance

2078 Pasqua St.

Regina

(306) 352-3601

VICTORIA VETERINARY CLINIC

Veterinarians

628 Victoria Ave.

Regina

(306) 522-8802

About Consumer Selection Award

Customer possibility Award (CCA) was established in 1987 and is considered to be many distinguished prize for company quality in Canada. This is the just organization in North America to identify company quality by performing 3rd party marketing research of both consumer & business neighborhood with analytical reliability. The study method determines all providers, in the end selects the most effective rated companies and establishes the winner within each business.

Consumer solution Award conducts its researching the market strictly with Leger Marketing, the key Canadian-owned marketing research firm and person in the internationally Independent system (victory) of marketplace Researchers.

Customer preference Award lives in Calgary, Edmonton, Halifax, Hamilton, London, Montreal, Ottawa, Quebec City, Regina, Saskatoon, St. John’s, Toronto, Vancouver and Winnipeg.

For More Info:

Patil Angaladian, Advertising Professional, Consumer Selection Award

(888) 892-9273 ext. 209, pangaladian(at)ccaward(dot)com

http://www.ccaward.com







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Fidelity Capital Releases Report for First Quarter of 2015

(PRWEB) April 16, 2015

Fidelity Capital, a company dedicated to providing simple and trustworthy equipment leasing and financing services for a variety of industries (mainly for the technology, cloud computing, medical and manufacturing sectors), recently released its first quarter report for 2015.

The numbers show growth and improvement in almost every area of service that Fidelity Capital provides. Small ticket applications (deals that range from $ 75,000 to $ 250,000) are up from 1st quarter of 2014 by 22%. The approval rate on those transactions has increased from 87% to 91% year over year. In the technology, cloud computing and medical sectors, Fidelity has seen even more growth than they ever imagined.


Medical Equipment Financing & Leasing – a slight increase in applications in the first quarter over last year, with 89% Approval for medical offices, hospitals, doctors…

Technology Equipment Financing & Leasing – Growth in the Technology sector has been steady with an increase of 10% in applications from last year. We have been able to get 92% of those deals approved and funded.

Transportation Equipment Financing & Leasing – With our target market expanding into different sectors we have seen a 84% approval ratio with the trucking industry. The industry includes long and short haul trucking.

Manufacturing Equipment Financing & Leasing – It seems that US Manufacturing has increased recently with a 27% increase in applications for equipment such as CNC Machines (mills, lathes etc) along with semiconductor manufacturing equipment. Approval ratio in this space was 92%.

Dental Equipment Financing & Leasing – This sector hasn’t shown us much growth it has actually had a slight decline of 5%, we are still optimistic that this sector will show some growth after Tax season.

Cloud Computing – Of all sectors, this has been Fidelity Capital’s forte. Having had a presence at the web hosting convention in 2014 and a diverse array of customers in this space, Fidelity Capital has been able to get 96% of these deals approved.

“With the increase in approvals overall in the first quarter, we are seeing more and more customers come through the door,” said Alan Eppstein, Account Executive at Fidelity Capital. “We have also shortened the process that customers have to go through to seek an approval for their financing or leasing needs. This means we’re giving a better customer experience to more customers overall, and the results speak for themselves in our first quarter report.”

Fidelity Capital has also had some significant internal growth. Sales staff has increased by 10%, and there have been many new upgrades to the company’s IT infrastructure. A new plan will help the company to hire a new sales team to increase its customer service capabilities. With specific targets in mind, this team combines a healthy blend of young and more experienced reps with the shared goal of helping to increase Fidelity Capital’s portfolio across all industries and service types.

Additionally, Fidelity Capital has increased the amount of services that it provides to customers. The company recently began working with customers in need of working capital. While plenty of “leasing companies” offer working capital, typically they act as a broker. Fidelity Capital has the means to handle these deals with their own funds but can also mitigate risk by brokering the transaction, or a part of it. Being a privately held company with independent funds and lines of credit, Fidelity has done a great job of adapting to what the market needs.

Fidelity’s customers range from startup tech companies to established conglomerates. With the recent growth in the technology, cloud computing and medical sectors over the past five years, Fidelity has done a great job of keeping up with the competition and separating themselves by allowing their customers to work with them for all of their financing needs. Venture backed companies can come to them for venture debt at competitive market rates, while an established medical group can simply pick up the phone and have one of the reps at Fidelity Capital get them approved at prime rates within two hours for equipment leasing/equipment financing or working capital.

With more than 16 years in business, Fidelity Capital has improved its foothold on the leasing and financing market. The company continues to expand and improve the customer experience in all of its services. With the United States economy growing at a blistering pace, Fidelity Capital has shown the ability to stay ahead of the demand and meet the needs of its customers.

For more information, including tools to help customers understand leasing and financing and to submit a request for a capex budget, visit http://www.fidelitycapitalonline.com.







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NACHA Announces Speakers for Spotlight Speaker Series and New Topical Talks at PAYMENTS 2015


HERNDON, Va. (PRWEB) April 09, 2015

NACHA – The Electronic Payments Association® today announced the speakers for its “Spotlight Speaker Series” and “Topical Talks” at PAYMENTS 2015. PAYMENTS, which takes place April 19-22 in New Orleans, Louisiana, is the largest and most comprehensive education event for the payments industry.

The “Spotlight Speaker Series” features sessions on topics influencing the future of payments, and this year explores themes around innovation. The “Topical Talks,” which is a new offering, provide opportunities for small group chats around trending topics in the payments industry.

“PAYMENTS 2015 serves as an opportunity to help the industry further the conversation around the future of payments,” said Janet O. Estep, president and CEO of NACHA. “The sessions and speakers in our ‘Spotlight Speaker Series’ and ‘Topical Talks,’ as well as our keynote speakers, provide for thoughtful and provocative dialogue on the developments and forces that are disrupting and redefining payments.”

The “Spotlight Speaker Series” features four sessions including:

    “Continuous Innovation: Insights & Unexpected Outcomes,” led by William Wang Graylin
CEO, LoopPay Inc., will provide attendees with insights and strategies from a leading innovator on how to approach innovation in an ever changing environment;

    “Examining Mobile Payments Consortia,” a panel session moderated by Richard Crone
CEO and Founder, Crone Consulting LLC, will explore the pros, cons, risks and challenges of building a mobile payments consortia;

    “Legal Implications of U.S. Payment System Improvement,” sponsored by BNY Mellon, will examine the legal and regulatory implications surrounding the vision outlined in the Federal Reserve’s Strategies for Improving the U.S. Payment System; and
    “Innovating Federal Payments: Looking to the Future,” led by John Hill, Chief Disbursing Officer, U.S. Department of the Treasury, Bureau of the Fiscal Service, will provide an overview of how emerging issues and trends are influencing the government’s role in the payment management space.

The “Topical Talks” — co-sponsored by Bank of America Merrill Lynch, Citi, Lockheed Martin, OpenText GXS and TransCentra Inc. — feature five discussions that serve as learning and networking opportunities, including:

    “Integrated Receivables,” led by Bill Ensslen, Vice President, Solutions Delivery & Product Management, TransCentra Inc.;
    “Inefficiencies in Current Payment Infrastructures & How/If Financial Institutions Should Respond,” led by Ather Williams, Managing Director, Head of Global Payments & Global Strategy, Bank of America Merrill Lynch;
    “The Evolution of Insider Threats in Financial Services,” led by Roccie Soscia, Deputy to Counterintelligence Director, Lockheed Martin;
    “Future-Proofing Your Payments Environment,” led by Manish Jain, Financial Services Strategy Leader, OpenText GXS; and
    “Continuing the Conversation with Howard Putnam,” led by Howard Putnam, Author and Former CEO, Southwest Airlines.

The “Spotlight Speaker Series” and “Topical Talks” speakers complement recently announced PAYMENTS 2015 keynote speakers. This year, Jason Dorsey, known as the “Gen Y Guy”, delivers the opening keynote. During his presentation, “Crossing the Generational Divide: Unlocking the Power of Generations to Grow Your Business,” he will share new research, anecdotes and step-by-step actions to help companies drive sales, create better leaders and innovate faster.

In the Monday afternoon keynote, Chuck Todd, moderator of “Meet the Press” and political director for NBC News, will provide a comprehensive picture of the current political landscape and interpret the latest issues facing the country from the first-hand point of view of a seasoned media veteran. Former Southwest Airlines CEO Howard Putnam keynotes the Tuesday NACHA Payments System Awards Luncheon, sponsored by TD Bank, N.A., where he will advise the audience on how to create a culture of innovation.

For a complete list of featured speakers for the “Spotlight Speaker Series” and to learn more about the “Topical Talks” or other PAYMENTS 2015 activities, please visit https://payments.nacha.org/.

About PAYMENTS 2015

PAYMENTS 2015, which is taking place April 19-22 at the New Orleans Morial Convention Center in New Orleans, Louisiana, features more than 130 educational sessions and workshops with renowned speakers from financial institutions, corporations, government agencies, legal and regulatory bodies, consulting and research firms, service providers and more. Sessions are organized along seven tracks — the ACH Network, Card Payments, Digital/Mobile, End User Experience, Game Changers & Disruptors, Risk & Security and Strategy – to address the topics of pivotal importance to payments professionals. In addition, a dynamic exhibit hall of nearly 100 industry leaders features today’s top products and services.

To learn more about PAYMENTS 2015 sessions, workshops, speakers, sponsors and exhibitors, or to register, visit https://payments.nacha.org.

NACHA — The Electronic Payments Association

Since 1974, NACHA – The Electronic Payments Association has served as trustee of the ACH Network, managing the development, administration and rules for the payment network that universally connects all 12,000 financial institutions in the U.S. The Network, which moves money and information directly from one bank account to another, supports more than 90 percent of the total value of all electronic payments in the U.S. Through its collaborative, self-governing model, education, and inclusive engagement of ACH Network participants, NACHA facilitates the expansion and diversification of electronic payments, supporting Direct Deposit and Direct Payment via ACH transactions, including ACH credit and debit payments, recurring and one-time payments; government, consumer and business transactions; international payments, and payments plus payment-related information. Through NACHA’s expertise and leadership, the ACH Network is now one of the largest, safest, and most reliable systems in the world, creating value and enabling innovation for all participants. Visit nacha.org for more information.







T.E.N. Announces Nominees when it comes to 2015 ISE? Central Awards


ATLANTA, GA (PRWEB) March 24, 2015

T.E.N., a technology and information security exec networking and relationship-marketing firm, announced these days the nominees vying the 2015 Suggestions protection Executive® and venture of the Year Awards within the Central U.S. Region. Executives feature top-ranking decision manufacturers representing nationwide to global companies in retail, healthcare, meals and business solutions; and projects include large-scale technology endeavors that target dilemmas of identity and accessibility administration, cyber security, provider risk administration, business strength, biometrics along with other key business difficulties.

Professionals Nominees:

Philip Beyer, Director, Ideas Security, The Advisory Board Company

Mike Coogan, Director, Information Safety & CISO, Spend Control

Elliott Franklin, Director, IT Protection, Whataburger Restaurants

Vickie Miller, Chief Suggestions Protection Officer, FICO

Scott Pettigrew, Chief Security Officer, HMS

Kevin Richardson, Chief Protection Officer, Stage Stores

Executive nominees may also be eligible for the ISE® Central People’s Choice Award, which given to the most truly effective applicant chosen by colleagues into the security industry. Cast your vote by April 3 with this year’s champion; go to: https://www.surveymonkey.com/r/CEN_PCVoting

Venture Nominees:

Blue-cross Blue Shield Blue Care Network of Michigan, Insider Threat/B-Security Program

Blue-cross Blue Shield Blue Care Network of Michigan, Wellness Suggestions Privacy and Security Program

Blue Cross Blue Shield Blue Care Network of Michigan, HITRUST Framework Integration Venture

Blue-cross Blue Shield Blue Care System of Michigan, Supplier Risk Management Program

CNA, Security Convergence Initiative

Energy Upcoming Holdings, Identity Access Control and Privileged Account Management

GE Coal And Oil, Project SAND

HMS, Company Resilience Program

The Ohio State University, Suggestions Security Framework Phase 1

Phase Stores, Multi-layered Cybersecurity Initiative

Texas CISO Council, Suggestions Protection Program Essentials

USAA, Biometric Logon for Cellphone App

Spend Management, Next Generation Identity and Access Management

“We have actually an exciting selection of nominees when it comes to 2015 ISE® Central Awards,” said T.E.N. CEO & President Marci McCarthy. “We are specifically impressed with the breathing and scope of what they have actually achieved. We are excited to celebrate their success.”

The ISE® Central Awards know executives and projects, that have made a confident affect their companies through danger administration, data-asset defense, regulatory compliance, privacy and information security. Nominations are provided for T.E.N.’s distinguished panel of ISE® judges for analysis and scoring.

Judges feature:

James Beeson, Chief Suggestions Safety Officer, GE Capital

Eric Fisch, Sr. Vice-president, Information Safety, Tx Capital Bank

Scott Howitt, Vice-president and Chief Information Protection Officer JCPenney

Shammyangu Rana, Director, Managed Protection Providers, Compucom Inc.

Chris Ray, Chief Suggestions Security Officer, Epsilon

All nominees is recognized in the ISE® Central Executive Forum and Awards on 7, 2015 on Sheraton Downtown Hotel in Dallas, Tx. Finalists and winners tend to be announced at the prizes gala that night and respected through press protection and inclusion in the T.E.N. and ISE® sites. The big event is manufactured possible by kilobyte sponsors, Courion, NetIQ, Tenable system Security and ThreatTrack protection; and display sponsors, Bromium, Click Security, Intralinks, Novetta, Palerra, Seculert, Tripwire, Tufin and Wombat. Find out more online: http://ten-inc.com/ise/central/default.asp

About T.E.N.

T.E.N., a national technology and protection executive networking organization, facilitates peer-to-peer relationships between top professionals, business visionaries and solutions providers. Nominated for numerous business honors, T.E.N.’s executive management programs allow information exchange, collaboration and decision-making. Its leading system, the nationally-acclaimed Information Security Executive® (ISE®) of the season Program show and Awards, is North America’s biggest management recognition and networking program for safety professionals. Other offerings range from the ISE® Lions’ Den and Jungle Lounge, T.E.N. Personalized Programs and ISE® Industry Expert Advisory solutions, empowering IT solutions providers to gain use of extremely credentialed IT company veterans’ expertise. For information, visit http://www.ten-inc.com.

About ISE® Award Plan Series

For more than 10 years, the information and knowledge safety Executive® (ISE®) of the season Award system Series has empowered safety executives and their task groups for connecting, Collaborate and Celebrate. Seen as the industry’s most prestigious IT Security honor system, this has get to be the most expected award program for safety executives and their particular project teams. Winners have actually included professionals and task teams from leading organizations particularly Nike, The Walt Disney Company, america Postal Service, Schlumberger, Tx Instruments, JPMorgan Chase & Co., Equifax, Comcast, PayPal, Northrop Grumman Corporation, and Nationwide.

Our distinguished ISE® Judges are previous nominees representing a cross section of sectors, including commercial, government, medical care and scholastic sectors. For this reason, the ISE® Awards represent the most effective achievements of the season as assessed by those considered to be the’s many influential and successful thought frontrunners. Along with a-one or two-day executive summit, the ISE® honors take place across the country and Canada in significant locations including Atlanta, Chicago, Dallas, nyc and San Francisco. The ISE® Awards plan Series has reached over 10,000 executives across an easy array of industries and has now already been a major impact in executives’ professions, knowledge sharing, in addition to development of peer-to-peer relationships.







Lending Approval Rates at Big Banks, Institutional Lenders Continue to Surge, According to February 2015 Biz2Credit Small Business Lending Index


New York, NY (PRWEB) March 16, 2015

Small business loan approval rates at big banks and institutional lenders continue to improve, attaining new post-recession highs in February 2015, according to the Biz2Credit Small Business Lending Index, the monthly analysis of 1,000 loan applications on Biz2Credit.com.

Big banks ($ 10 billion+ in assets) approved 21.5% of small business loan requests in February 2015, up from 21.3% in January. Further, loan approval rates at big banks have increased consistently for 10 out of the last 11 months, and a year-to-year comparison shows that they have increased by 12.5%.

“Big banks are starting to grant more conventional loans. This allows them to keep fixed loan expenses down compared to SBA-backed loans, which are not primarily being done at smaller banks,” explained Biz2Credit CEO Rohit Arora, who oversaw the research. “The investment in digitization at big banks has helped expedite the small business loan approval process.”

Meanwhile, institutional lenders granted 60.7% of funding requests by small business owners in February, an increase from 60.5% in January 2015. Approval rates by institutional lenders have increased each month ever since Biz2Credit began monitoring this category of lenders one year ago.

“Institutional lenders are willing to offer more loans that are financially appealing to small business owners,” Arora said. “The high approval rate in this category of lenders is a reflection of their strong investment in technology advancements, which enables them to quickly assess the risk of default. Thus, they are incredibly efficient; only a miniscule 0.77 percent of loans made by institutional lenders on our platform have defaulted.”

For the fourth consecutive month, small banks denied more than half of their loan requests to small business owners, as lending approval rates at small banks remained stagnant at 49.6% in February. After reaching an all-time Index high in May 2014, lending approval rates at small banks have gradually declined.

“Smaller banks are better at offering SBA loans, but those loans take time to process. Creditworthy customers who seek quick funding are turning to other types of funding that take less time to process,” said Arora. “This leaves smaller banks with less attractive borrowers than they had a year ago and explains why approval percentages are dropping.”

Approval rates at alternative lenders — merchant cash advance companies, factors, and other non-bank institutions – dropped for the 13th consecutive month to 61.4% in February, from 61.6% in January. Their drop has coincided with the emergence of institutional lenders.

“Alternative lenders have been impacted most by the emergence of institutional players. As the economy continues to improve, small businesses with good credit standing don’t have to borrow money at high interest rates often associated with alternative lenders,” Arora explained. “Small business owners were often obligated to pay high interest rates during the ‘credit crunch’ when they were desperate for money. However, this is no longer the case.”

Credit unions granted 43.3% of loan applications in January, a slight increase from the record low approval rate of 43.2% in January 2015. However, they are still struggling to increase their presence in the small business finance marketplace.

To view the historic chart of the Biz2Credit Small Business Lending Index, visit https://www.biz2credit.com/small-business-lending-index/february-2015.

About the Biz2Credit Small Business Lending Index

Biz2Credit analyzed loan requests ranging from $ 25,000 to $ 3 million from companies in business more than two years with an average credit score above 680. Unlike other surveys, the results are based on primary data submitted by more than 1,000 small business owners who applied for funding on Biz2Credit’s online lending platform, which connects business borrowers and lenders.

About Biz2Credit

Founded in 2007, Biz2Credit has arranged more than $ 1.2 billion in small business funding throughout the U.S. and is widely recognized as the #1 online credit resource for startup loans, lines of credit, equipment loans, working capital and other funding options. Using the latest technology, Biz2Credit matches borrowers to financial institutions based on each company’s unique profile — completed in less than four minutes — in a safe, efficient, price-transparent environment. Biz2Credit’s network consists of 1.6 million users, 1,300+ lenders, credit rating agencies such as D&B and Equifax, and small business service providers including CPAs and lawyers. Visit http://www.biz2credit.com, follow on Twitter @Biz2Credit, and join on Facebook at http://www.facebook.com/biz2credit.







10 methods for Boosting Your Credit Score in 2015

10 Tips for improving Your credit rating in 2015
Here are 10 things to do today to start increasing your credit rating within the coming months. 1. Pull Your Credit File. First and foremost, you should know in which you at this time stand. You will get a free of charge credit history every year from the three significant …
Find out more on Huffington Post

Cash Matters: Credit Scores
So what can you do to produce or enhance your rating? Its useful to first have a look at your credit history. Needless to say, those television commercials free of charge credit reports or results require you to subscribe to a monthly service you need to purchase before they …
Read more on The Charlottesville Newsplex

2015 Vancouver Consumer Choice Award-Winners


Vancouver, BC (PRWEB) February 05, 2015

Consumer Choice Award is thrilled to announce the 2015 Top Service Providers in their respective sectors for Vancouver. We would like to extend heartfelt congratulations to all this year’s winners; your dedication to superior service has resonated with the people of Vancouver.

Each year across Canada, Consumer Choice Award gathers opinions, perceptions and expectations through the responses of thousands of consumers and businesses. All winners have gone through a rigorous selection process conducted by a third party research firm to ensure only the most outstanding service providers are the winners within their respective industry. Find the list of Award Winners below:

AUTOMOTIVE & TRANSPORTATION

********************************************

CRAFTSMAN COLLISION

Automobile Body Shop

With 35 Locations to Serve You

(604) 904-8886

MINIT-TUNE & BRAKE

Automobile Repair

305 – 1488 Hornby St.

Vancouver

(604) 684-5515

BUSINESS SOLUTIONS

*****************************        

ALLEGRA MARKETING PRINT WEB- FALSE CREEK

Printing & Digital Service

1290 Venables St.

Vancouver

(604) 875-1919

AUTOMATION ONE BUSINESS SYSTEMS INC.

Photocopier Sales & Service

1365 Boundary Rd.

Vancouver

(604) 255-6622 | (888) 652-9922

CANADIAN LINEN & UNIFORM SERVICE

Uniform Supplier

2750 Gilmore Ave.

Burnaby

(778) 331-6235

FREEMAN AUDIO VISUAL CANADA

Audio Visual Services

395 West 8th Ave.

Vancouver

(604) 255-1151

GRAPHICALLY SPEAKING

Web Design & Optimization

300-602 West Hastings St.

Vancouver

(604) 682-1312 | (877) 875-4337

HORIZON CHARTERED ACCOUNTANTS

Accountants – Medium Business |

North Mainland

106 – 1008 Beach Ave.

Vancouver

(604) 697-7777

PREMIERE SUITES

Executive Suites

131 – 1020 Mainland St.

Vancouver

(604) 569-0543 | (877) 751-4045

RUSSELL FOOD EQUIPMENT

Restaurant Equipment & Supplies

1255 Venables St.

Vancouver

(604) 253-6611 | (800) 663-0707

SHADOW INVESTIGATIONS LTD

Investigators

71044 – 7921 120th St.

Delta

(604) 657-4499

SKYLINE BRITISH COLUMBIA

Display & Exhibition Designers

208-1538 Cliveden Ave. Annacis Island

Delta

(604) 515-9822

THE CRUIKSHANK ADVISORY GROUP LTD.

Business Brokers

5117 Francisco Court

North Vancouver

(604) 988-4902

TPD

Employment Agency

1205-595 Howe St.

Vancouver

(604) 685-3530 | (888) 685-3530

TRANS CANADA LABELS

Labels

105 – 1628 Fosters Way

Delta

(604) 525-7898 | (888) 552-2357

WESTCOAST PLASTIC RECYCLING

Recycling Centre & Services

215- 7080 River Rd.

Richmond

(604) 247-1664 | (866) 660-1664

HEALTH & WELLNESS

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BC ORTHODONTICS GROUP

Orthodontist

With 7 Locations to Serve You

Vancouver

(604) 583-7998

BROADWAY STATION DENTAL CENTRE

Dentist

12 – 2495 Commercial Dr.

Vancouver

(604) 874-6322

DERMAL LASER CENTRES

Laser Hair Removal/ Skin Rejuvenation

With 2 Locations to Serve You

(604) 638-7646 | (866) 524-5273

EVERGREEN NURSING SERVICES LTD.

Home Healthcare Services

3057 West 33rd Ave.

Vancouver

(604) 264-7959

FRASER CHIROPRACTIC GROUP & MASSAGE THERAPY

Chiropractors

315 North Tower- 650 41st Ave.

Vancouver

(604) 321-6704

LASIK MD

Laser Vision Correction

101 – 1281 West Georgia St.

Vancouver

(604) 639-8088 | (866) 366-2020

NEWTON OPTOMETRY CLINIC

Optometrist | South Mainland

120B 13745 – 72 Ave.

Surrey

(604) 597-8636

OAK ANIMAL HOSPITAL

Veterinarians – Private Clinic & Hospital

3887 Oak St.

Vancouver

(604) 739-7111

VANCOUVER CENTRE FOR COSMETIC & IMPLANT DENTISTRY

Cosmetic Dentistry | North Mainland

Metropolis at Metrotown

359 – 4300 Kingsway

Burnaby

(604) 434-0248 | (888) 834-8050

HOME & CONSTRUCTION    

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A- 1 WINDOWS

Windows & Doors

1 – 8038 Glenwood Dr.

Burnaby

(604) 777-8000

BEAVER LANDSCAPE

Landscape Contractors

4 – 11720 Voyageur Way

Richmond

(604) 271-3060

BRITE BLINDS LTD

Window Coverings – North Mainland

4275 Phillips Ave.

Burnaby

(604) 420-8820 | (866) 420-8820

CAMBIE ROOFING CONTRACTORS LTD.

Roofing Contractor

1367 East Kent Ave. N

Vancouver

CANADA SCAFFOLD SUPPLY CO. LTD.

Scaffolding Contractors

11331 Twigg Pl.

Richmond

(604) 324-7691 | (800) 293-0133

COASTAL LOCK & KEY LTD.

Locksmith | South Mainland

106 7808-132 St.

Surrey

(604) 594-5397

DUNBAR MASONRY & CONSTRUCTION LTD. Chimney Services

150 – 12811 Clarke Pl.

Richmond

(604) 266-3002

HOULE ELECTRIC LIMITED

Electrical Contractor | North Mainland

5050 North Fraser Way

Burnaby

(604) 434-2681

IRON AGE MANUFACTURING LTD.

Stairs & Railings Sales & Service

2755 Boundary Rd.

Vancouver

(604) 876-0914

MILANI PLUMBING, DRAINAGE &

HEATING

Plumbing Contractor

5526 Kingsway

Burnaby

(604) 430-2603

MILANI PLUMBING, DRAINAGE & HEATING

Air Conditioning & Heating Contractor Kingsway

Burnaby

(604) 430-2603

MILANI PLUMBING, DRAINAGE & HEATING

Drainage Contractor

5526 Kingsway

Burnaby

(604) 430-2603

NUCASA – THE FINISHING TOUCH

Stair Builder

With 2 Locations to Serve You

(604) 294-6666 | (604) 278-2881

(877) 884-3232

POLYGON HOMES LTD.

Home Builder

900-1333 West Broadway

Vancouver

(604) 877-1131

PRO IMAGE GUTTERS LTD.

Eavestroughs

6 – 5508 Production Blvd.

Surrey

(604) 533-7325

RE/MAX COMMERCIAL REALTY

Property Management – Residential

270 – 4311 Viking Way

Richmond

(604) 821-2999

RICHMOND VINYL SIDING

Siding

6620 Bouchard Ct.

Richmond

(604) 271-1237

SANDS & ASSOCIATES

Bankruptcy Trustees

With 11 Locations to Serve You

(604) 684-3030 | (800) 661-3030

TILE TOWN

Porcelain & Ceramic Tiles – South Mainland

With 2 Locations to Serve you

(604) 575-3125

TRAIL APPLIANCES

Home Appliance Sales

With 8 Locations to Serve You

(604) 278-6133

WESTCOAST MOULDING AND MILLWORK LIMITED

Moulding & Millwork

18810 – 96 Ave.

Surrey

(604) 513-1138 | (800) 667-5597

LIFESTYLE

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CSLI – CANADIAN AS A SECOND LANGUAGE INSTITUTE

ESL Language School

188 Nelson St.

Vancouver

(604) 683-2754

CAMBIE FLOWERS

Florists

5570 Cambie St.

Vancouver

(604) 321-8366 | (800) 680-8680

CANADIAN DIRECT INSURANCE

Insurance Home & Auto

600 – 750 Cambie St.

Vancouver

(604) 699-3838 | (888) 225-5234

CREDIT COUNSELLING SOCIETY

Credit & Debt Counselling Services

With 10 Locations to Serve You

(604) 527-8999 | (888) 527-8999

CRUISE CONNECTIONS CANADA

Cruise Industry

604 – 1201 West Pender St.

Vancouver

(604) 684-9283 | (800) 661-9283

FIRST MEMORIAL FUNERAL SERVICES

Funeral Services

602 Kingsway

Vancouver

(604) 724-4478

IT’S JUST LUNCH VANCOUVER

Dating Services

323 – 409 Granville St.

(604) 633-9980

LANGLEY FARM MARKET INC.

Fruit & Vegetable – Retailer & Distributor

With 5 Locations to Serve You

(604) 520-7168    

SELF STORAGE DEPOT

Storage – Self Service

6200 Lougheed Hwy

Burnaby

(604) 291-6202

STEPHO’S PLACE RESTAURANT

Greek Restaurants

With 2 Locations to Serve You

About Consumer Choice Award

Consumer Choice Award (CCA) was established in 1987 and is considered to be the most distinguished award for business excellence in Canada. This is the only organization in North America to recognize business excellence by conducting third party market research of both the consumer & business community with statistical accuracy. The research method determines all the service providers, ultimately selects the top ranked companies and establishes the winner within each industry.

Consumer Choice Award conducts its market research strictly with Leger Marketing, the leading Canadian-owned market research firm and member of the Worldwide Independent Network (WIN) of Market Researchers.

Consumer Choice Award lives in Calgary, Edmonton, Halifax, Hamilton, London, Montreal, Ottawa, Quebec City, Regina, Saskatoon, St. John’s, Toronto, Vancouver and Winnipeg.

For Further Information:

Harsee Sidhu, Marketing Specialist, Consumer Choice Award

(888) 892-9273 ext. 212, hsidhu(at)ccaward(dot)com

http://www.ccaward.com







Anytime Collect 2015 B2B Debt Collection Software Now Available from e2b teknologies


(PRWEB) February 05, 2015

A new version of Anytime Collect, the popular debt collection software from e2b teknologies, is now available. Anytime Collect 2015 is highlighted by new features to help companies manage business credit with email-based alerts and a statistical cash forecasts.

“Anytime Collect 2015 is a milestone release for our customers and partners,” said e2b teknologies president Lynne Henslee. “Business credit management can be difficult for many businesses. This release provides a much deeper understanding of what’s happening in accounts receivable with new features to manage and monitor credit risk.”

Anytime Collect 2015 includes features to track business credit scores from credit bureaus, internal credit scores, notifications for periodic credit reviews, and color-coding to draw attention to high risk accounts. Further, new document management features are helpful for storing related credit reports, business credit applications, and similar information in a centralized location.

The dashboard has been improved to provide a projected cash receipts forecast which uses customer payment history from the company’s ERP accounting software to predict when open invoices will be paid providing new insights into cash flow forecasts critical to working capital management.

“Accounts receivable shouldn’t be an island in the organization,” Henslee said. “We’ve added a new alerts module which generates email-based notifications to connect everyone with critical account, dispute, and receivable information. Alerts can be setup for virtually anyone including accounting, project management, customer service, shipping, manufacturing, senior executives, or even external bookkeepers or outside sales representatives.”

Additional features available with Anytime Collect 2015 include:


    Embedded Customer Support including a Knowledgebase and Online User Community
    Payment Schedules for management of invoices with special terms or payment plans.
    Document Management with centralized storage for account and invoice documents and files.
    Guest Portal Hyperlink for automated access to a secured self-service portal for customers.
    Procedures providing instructions or call scripts for common credit and collections activities.
    Live Chat integration for users to communicate with customers about their accounts or invoices.
    Scheduled Data Synchronization for Intuit QuickBooks (new for Basic Edition).

About Anytime Collect:

Anytime Collect, published by e2b teknologies, is a leading cloud-based accounts receivables management system integrated to leading ERP accounting systems including Intuit QuickBooks, Epicor, Sage ERP, Microsoft Dynamics, and others. Anytime Collect is designed specifically for businesses selling to other businesses on credit terms to streamline and automate the entire accounts receivable credit and collections process with a return on investment in as little as two months.







Related Credit Report Press Releases

Financial Poise, The ChamberWise Education Consortium, and West LegalEdcenter to Present Restructuring, Insolvency and Distressed Investing Webinar Series for 2015

Chicago, IL (PRWEB) January 10, 2015

Financial Poise, The ChamberWise Education Consortium, and West LegalEdcenter are pleased to announce a joint webinar series, “Restructuring, Insolvency and Distressed Investing” for 2015. The first episode, “Strategic Alternatives for Distressed Businesses” premieres on January 14, 2015 at 12pm CT.

Speakers in this series include:

    Laura Davis Jones, Pachulski, Stang, Ziehl & Jones
    Bill Henrich, Getzler Henrich & Associates LLC
    David Lorry, Versa Capital
    Teresa M. Pilatowicz, Gordon Silver
    Rick Rosenbloom, Fuel Break Capital Partners
    Tom Salerno, Gordon Silver
    Bennett Spiegel, Jones Day
    John Weykamp, Crowe Horwath
    Rafael X. Zahralddin-Aravena, Elliott Greenleaf

As with all Financial Poise webinars, each episode in the series is designed to be viewed independently of the other episodes: think sitcom rather than soap opera. The first episode, Strategic Alternatives for Distressed Businesses premieres on January 14, 2015.

Although bankruptcy is the best known option for a distressed business, it is only one option of many. Attorneys and other trusted business advisors must be aware of all the options. This panel discusses assignments for the benefit of creditors; friendly foreclosure; out of court workouts; and the other options available to a struggling business.

The other episodes in the series include those listed below.

Everything the GC Should Know About Chapter 11 (January 28, 2015)
How to Buy Distressed Businesses/Assets Outside of Bankruptcy (February 11, 2015)
Creditor Boot Camp (February 25, 2015)
Basics of Bankruptcy Litigation for the Non-Bankruptcy Litigator (March 11, 2015)
Bankruptcy for Fun and Profit: Claims Trading and 363 Sales (March 25, 2015)

Produced in conjunction with West LegalEdcenter. 1.0 CLE credit available for each webinar episode.

Click here to learn more about the webinars in this series.

About ChamberWise

ChamberWise serves as a leading resource for member education among Chambers of Commerce around the globe. ChamberWise was founded in response to the need for more dynamic and diverse member education opportunities and more efficient and immediate content delivery systems among Chambers of Commerce around the world. Our mission is to provide high quality, relevant educational content at an affordable rate, while offering Chambers of Commerce a reliable and efficient source of revenue in the process.

About Financial Poise

Financial Poise, a division of DailyDAC, LLC, produces educational webinars for three core audiences: business owners and C-level executives, accredited investors, and their respective attorneys and other trusted advisors. Each webinar is developed and executed exclusively by professionals who are top performers in their respective fields of expertise.

About West LegalEdcenter

The cost-effective source for online and in-person legal training and CLE, West LegalEdcenter keeps attorneys up-to-date on the law and compliant with state requirements. Taught by the most prestigious names in the legal field, West LegalEdcenter covers both the core substance of law as well as hot topics in every practice area.