Posts tagged ‘account’

Financial Identity Theft Bank of America $35,000 Savings Account Stolen

Identity theft,, id theft,, medical identity theft, driver license identity theft, financial identity theft, criminal character identity theft, social security identity theft, identity theft attorneys, identity theft software, identity theft lawyers, Michael Mccoy, identity theft fraud protection, identity theft lawyer, Steffen Schmidt, identity theft protection services, identity theft protection, protection identity theft, identity theft credit report, identity theft fraud alert, identity theft program, lock identity theft, identity theft service, identity theft monitoring, protection from identity theft, steps to prevent identity theft, identity theft investigation, identity theft services, identity theft insurance, identity theft privacy, credit identity theft, identity theft companies, credit identity theft protection, information on identity theft, report identity theft, prevent identity theft, identity theft assistance, identity theft alert, identity theft reports, computer identity theft, affidavit identity theft, identity theft affidavit, preventing identity theft, identity theft shield, identity theft information, best identity theft protection, avoiding identity theft, how to prevent identity theft, identity theft solutions, fight identity theft, identity theft protection plan, identity theft protection plan, identity theft, identity theft help, online identity theft, stop identity theft, credit bureau identity theft, identity theft video, identity theft center, free identity theft protection, identity theft hotline, identity theft fraud, protect identity theft, identity theft resource center, identity theft credit bureaus, avoid identity theft, protect from identity theft, online identity theft protection, identity theft and fraud, protect yourself from identity theft, what to do about identity theft, identity theft coverage, how to protect yourself from identity theft, credit fraud, identity protection, credit protection, id theft, identity fraud, credit theft, fraud protection, protect identity, fraud theft, credit card theft, identity stolen, stolen identity, identity verification, stolen social security, identify theft, idenity theft, preventing theft, credit fraud protection, stolen wallet, social security theft, ftc theft, identity protection services, identity scams, protect your identity, protecting identity, identity fraud protection, identy theft, identity thief, identity thieves, theft affidavit, identity protection plan, indentity theft, theft social security number, stolen social security number, identiy theft

Does a Credit Card Upgrade Create a New Account?

Does a Credit Card Upgrade Create a New Account?
Whether a new card card represents a new credit account comes down to who is initiating the change, says Ken Chaplin, senior vice president at TransUnion credit bureau. If you ask your credit card issuer to upgrade you to a different card, or you apply …
Read more on NerdWallet (blog)

Credit freezes put the chill on tax refund thieves
For alerts, go to (888-766-0008), (888-397-3742) and (800-680-7289). Of the two, freezes are more effective than alerts, said Adam Levin, chairman of Identity Theft 911 and …
Read more on USA TODAY

Equifax Identity and Fraud professionals to talk about Account Takeover Fraud in

Equifax Identity and Fraud Experts to talk about Account Takeover Fraud in
which: Gasan Awad, vice-president Identity and Fraud item Management for Equifax, Inc., a global leader in consumer, commercial and workforce information solutions, and maximum Anhoury, VP Global Partnerships, iovation. WHAT: "Account Takeover …
Read more on PR Newswire (news release)

Equifax To See Investors In Kansas City And Chicago
ATLANTA, Dec. 2, 2014 /PRNewswire/ — Equifax Inc. EFX, +0.74percent established that Chief Financial Officer, John Gamble and Jeff Dodge, Senior Vice President of Investor Relations will meet with people in Kansas City, Wednesday, December 3 and …
Read more on MarketWatch

[guangzhou] Landscape Subsidies To Purchase A Product Within 10 Days Credited Into Account Rural

From Sanshui Economic and Trade Bureau was informed that the area will be issued by the country’s new way of payment

Bringing home appliances Subsidies, Sell Network responsible for the information to the network where the purchaser of the town (street) finance subsidy payment processing procedures, does not have to run finances.

Farmers to purchase household appliances bring your passbook Rural Credit Cooperatives
It is understood that the country is on the home appliances to the countryside to adjust the subsidy payment, Sanshui District, will soon release a new way of using the State. Original way: after rural residents to purchase home appliances, along all relevant information to the town where the reported financial and subsidies from the book. The new way: when rural residents to purchase home appliances along all identity cards, residence booklet and a book of rural credit cooperatives, input from the vendors on-line information reporting, and submitted to the Financial sector review, approval and subsidies to enter the books of accounts. Issued before the introduction of new ways of rural residents to purchase home appliances, will be available from your dealer or go through the town of finance applications.

Sales outlets must be retained product identification card, the purchaser booklet (and I family home page), buyer ID, purchase products invoices, and copies of passbook savings and credit cooperatives and farmers to purchase household appliances to the countryside in the day of product within 3 working days, where the above information to the network of town (street) finance subsidy payment processing procedures. The town (street) finance the sales outlets to submit the relevant materials, should be completed within 7 working days to confirm, and subsidies allocated to farmers in the savings account. In other words, the countryside of rural residents to purchase home appliances products, subsidies can be credited into account within 10 working days.

Trade information network can check sales outlets
Present, Sanshui District, home appliances to the countryside have been 62 sales outlets. Home appliances are available in rural areas the Ministry of Commerce website ( in sales outlets column check point of sale information

Foshan Sales outlets can be on the city of Foshan Economic and Trade Information Network, the five areas of economic and trade network queries. Rural residents in all

Guangdong Province, “home appliances to the countryside,” home appliance sales outlets to buy products to rural areas, can enjoy the subsidy funds.

Products including home appliances to the countryside
TV , Refrigerator (Including freezers), mobile phones, washing machines, computers, air conditioners, water heaters (including storage-type
Water Heater , Gas water heater, solar water heaters), microwave oven, induction cooker nine categories, the motorcycle into

Car Channel subsidies to rural areas. Product price ceiling appliances to the countryside are: 3,500 yuan color TV, refrigerators (including freezers) 2,500 yuan, 1,000 yuan phones, washing machines, 2,000 yuan, 2,500 yuan wall air conditioning, floor-type air-conditioning 4,000 yuan, 1,500 yuan a storage-type electric water heater, gas water heater 2,500 yuan, 4,000 yuan solar water heater, computer 3,500 yuan, 1,000 yuan microwave oven, induction cooker 600.

In accordance with the relevant provisions, where the occurrence of non-compliance with commitments to dominate the market, malicious competition, and harm the interests of farmers and other issues of sales outlets, according to the scope of the problem occurred (in area units), and depending on the seriousness of the cases were taken to suspend the sales rectification, the disqualification, and to investigate exposure measures such as remediation. Among them, the suspension of sales for rectification by the Economic and Trade Bureau and the District Finance Bureau report, by the Economic and Trade Bureau and the City Department of Finance decided to implement, and report to Provincial Economic and Trade Commission and the provincial Department of Finance for the record, the rectification period of one month; disqualified by the Economic and Trade Bureau and the District Finance Bureau report, by the Economic and Trade Bureau and the Municipal Finance Bureau recommendations, the provincial Economic and Trade Commission, the Provincial Department of Finance decided to implement, the Ministry of Commerce and the Ministry of Finance for the record and that button up to punish margin.

Subsidies against fraudulent acts must be severely punished, recovery of subsidy payments, and to investigate the responsibility of the persons concerned. Violate the criminal law, transferred to the judicial handling.

Pew Report Finds Military Checking Account Practices Need Improvement

Washington, DC (PRWEB) October 28, 2014

The Pew Charitable Trusts today released its first evaluation of checking account practices at banks and credit unions on military bases, finding that some employ practices that provide transparency and protect consumers but that all of the institutions examined could do more. The report underscores the need for the Consumer Financial Protection Bureau (CFPB) to write new rules that make checking accounts safer and more transparent.

“Safe financial products are essential for all consumers, but they are especially important for Americans serving in the military,” said Susan Weinstock, who directs Pew’s consumer banking research. “Service members face unique challenges associated with repeated deployment and frequent relocations, and it is essential that financial institutions implement policies to promote transparency and protect account holders from harmful or hidden practices. We urge the CFPB to take concrete steps to improve checking account safeguards for both military and civilian customers.”

The new report, Checks and Balances, Stars and Stripes, expands to on-base banks and credit unions Pew’s analysis of the disclosure, overdraft, and dispute resolution practices at large U.S. banks, captured in the Checks and Balances report series. Pew evaluated checking accounts offered by 18 of the 31 Association of Military Banks of America (AMBA) on-installation member banks and 111 of the 134 Defense Credit Union Council (DCUC) on-installation member credit unions to determine how well the financial institutions’ practices align with Pew’s policy recommendations.

In the area of disclosure, Pew found that 42 percent of banks and 17 percent of credit unions do not provide any disclosure information online, making it difficult for deployed service members to access critical information about the terms and conditions governing their accounts. Yet of those banks that provide account information online, almost three-quarters of banks offer a summary disclosure box and half of the banks offer boxes that meet Pew’s criteria for effective disclosure.

Regarding overdraft policies, the vast majority of the banks and credit unions that Pew studied do not protect their customers by automatically declining transactions at an ATM or the point-of-sale that would overdraw an account. Further, more than half of banks and three-quarters of credit unions reorder at least some transactions in a manner that can create more overdrafts. Pew found that the median overdraft fee was $ 35 for banks and $ 29 for credit unions; however, two-thirds of the banks do not charge an overdraft fee for a de minimus withdrawal or purchase, typically $ 5.

For dispute resolution, Pew found that 65 percent of banks include mandatory arbitration clauses in their account agreement documents, limiting customers’ legal recourse by requiring arbitration in the event of a significant dispute. On the other hand only 6 percent of credit unions employ these clauses.

Pew urges the Consumer Financial Protection Bureau to require all financial institutions to:

    Summarize key information about terms and fees in a concise, uniform format.
    Provide account holders with clear, comprehensive terms and pricing information for all available overdraft options.
    Make overdraft penalty fees reasonable and proportional to the financial institution’s costs in providing the loan.
    Post deposits and withdrawals in a fully disclosed, objective, and neutral manner that does not maximize overdraft fees.
    Prohibit pre-dispute mandatory binding arbitration clauses in checking account agreements, which prevent account holders from accessing courts to challenge unfair and deceptive practices or other legal violations.

To analyze these accounts, Pew attempted to collect the account agreements from each of the listed AMBA- and DCUC-member financial institutions, and was able to do so for banks and credit unions operating on 71 percent of all domestic Department of Defense installations.


The Pew Charitable Trusts is driven by the power of knowledge to solve today’s most challenging problems. Learn more at

JangoSMTP Offers a Complimentary Account for New Users

San Mateo, CA (PRWEB) November 20, 2013

JangoSMTP (, the world’s first transactional email service with unfastened and click tracking, offers an unvanquishable 30-Day Free Trial. JangoSMTP manages over 130,000 users and continues to expand through unexampled trial members.

A JangoSMTP 30-Day Trial consists of all the same benefits as a paid plan and allows customers to send up to 500 emails, at no cost. New users are urged to try the trial before upgrading to a paid account.

“At JangoSMTP we want everyone to experience all of the features and benefits of our system, said Melissa Cunningham, JangoSMTPs Marketing and Product Director. Were providing customers with the best product possible and, as a result, our sales have increased.

All of the new business accounts started as a free trial. New sales have increased by 47%, compared to last year.

Unbeatable features include: Open and click tracking, DomainKeys / DKIM Signing, SenderID / SPF Compliance, Access to SMTP Log Files, API to Access Reporting Data, Email Grouping, Sending via SMTP or API, and 24/7 Customer Support.

After the complimentary trial, users can upgrade to a paid account. Pricing is based on the number of emails sent per month and also on message size.

JangoSMTP remains as one of the only transactional email services with a live call center in the country. All customers are encouraged to call, 1-888-GO-JANGO, and connect with an Account Executive.

About JangoSMTP:
JangoSMTP is an advanced transactional email service furnish by parent company, JangoMail. Customers can try JangoSMTP or email newsletter service, JangoMail for free without a credit card or contract. Over 200,000 organizations on six continents use JangoSMTP and JangoMail to stay in touch with their customers and prospects. JangoSMTP offers flexible pricing and unique features for entrepreneurs and businesses of all sizes and industries. To learn more, call 1-888-GO-JANGO or go to

Find More Free Credit Report Press Releases

Q&A: Would you open a checking account that offered you free credit monitoring?

Question by Go with the flow: Would you open a checking account that offered you free credit monitoring?
Banks are planning on throwing away free checking.Now that in mid August they will not be able to charge overdraft fees unless you opt-in.The new checking account will have liberating credit monitoring but charge a monthly checking account fee of $ 19.95Would you sign up for this?It’s in the works at some banks – WSJ

Best answer:

Answer by oklatom
I think you’re a bit confused on the new rules. Unless you opt in, they will bounce a check that overdraw your account. To quote one of the news sources:The new rules tell customers have to infect banks permission to cover everyday debit card purchases and ATM withdrawals if they don’t have enough money in their accounts. Banks charge overdraft fees that can reach $ 35 per transaction for this service.Only if customers make the effort to choose in will banks cover overdrafts and levy the fees. If customers do nothing, they will in effect opt out and their transactions will be denied.Read more: obviously it isn’t free credit monitoring, you are paying almost $ 20 a month for it.But it’s simple to avoid any fees, just don’t spend what you don’t have.

Give your answer to this question below!