Posts tagged ‘Association’

Credit Management Association of the Philippines

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American Land Title Association Responds to New York Times Editorial

Washington, DC (PRWEB) May 12, 2015

American Land Title Association (ALTA) CEO, Michelle Korsmo, submitted the following letter to the New York Times Editorial Board today in response to an editorial column that she feels failed to properly inform its readers about the benefits and cost of title insurance:

“As we begin a very busy home shopping season, homebuyers deserve factual information about title insurance,” said Michelle Korsmo, ALTA chief executive officer. “For more than a century, title insurance has provided homebuyers with confidence in the ownership of their property.”

“Unlike other insurance policies, title insurance is a one-time fee paid at closing. It helps protect a homeowner’s financial investment in their property should a claim arise in the future. A claim could stem from things such as fraud, identity theft, property-line disputes and unpaid taxes. Without an owner’s title insurance policy, the out-of-pocket legal costs for a homeowner to resolve a title claim could be in the tens of thousands of dollars.”

“An owner’s title insurance policy for a home New York home purchased for $ 500,000 is around $ 2,000. Over the average duration of home ownership, that spreads out to about $ 154 annually or about $ 13 per month. Nationally, the cost of title insurance has actually decreased 6.2% since 2003, according to analysis of publicly available title insurance premium data.”

“A homebuyer wants to know that when they receive the keys to their home they are doing so without existing debts or legal problems. Before a consumer purchases a home, title professionals and real estate attorneys search the public records for any problems with the home’s title and chain of ownership. This process includes searching for any delinquent taxes, undisclosed liens (such as unpaid contractors or utility bills), prior legal judgments (such as child support liens) or issues arising from forgery or fraud. The title search process leads title agents to collect $ 4.8 billion in back income taxes and recover $ 325 million in unpaid child support annually.”

“There are many factors to consider when selecting a title insurance company, such as local expertise, service standards, market conduct and commitment to the community. Buyers should shop around and ask questions to make sure they are comfortable with their title company. Visit to learn more about title insurance and the closing process.”


About ALTA

The American Land Title Association, founded in 1907, is the national trade association representing more than 5,400 title insurance companies, title and settlement agents, independent abstracters, title searchers, and real estate attorneys. With offices throughout the United States, ALTA members conduct title searches, examinations, closings, and issue title insurance that protects real property owners and mortgage lenders against losses from defects in titles.

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Morf Media, Inc., Banner Bank and the Oregon Association of Realtors Host TRID Compliance Training in Eugene

Eugene, OR (PRWEB) April 28, 2015

Morf Media Inc., leader in enterprise compliance training for the mobile workforce, Banner Bank and the Oregon Association of Realtors have teamed up to sponsor TILA-RESPA (TRID) training in Eugene. The training helps mortgage lenders and real estate agents prepare for new processes, deadlines and archiving rules associated with the upcoming integrated disclosure rule to take effect on August 1, 2015. Register for the sessions here.

“Don’t wait for the August 1 deadline to learn how to train and educate your real estate industry partners on TRID,” said Ginger Bell, education specialist and SVP Learning at Morf Media, Inc. “We are showing mortgage originators and their real-estate partners how they can turn compliance training into expertise that benefits their business and helps everyone in the industry manage through change in a more effective way.”

TRID consolidates four existing disclosures for closed-end credit transactions secured by real property. The forms being replaced by TRID are:

    Good Faith Estimate (GFE)
    Initial Truth-in-Lending Disclosure
    HUD-1 Settlement Statement
    Final Truth-in-Lending Disclosure

In their place, TRID mandates the use of two disclosures: a three-page loan estimate and a five-page closing disclosure. The free Train-the-Trainer events will provide a step-by-step approach to help trainers and company managers know about the mandated changes while ensuring their loan origination software is up-to-date.

For industry professionals who cannot attend the event, training is available in its entirety online via Morf Learning, award-winning enterprise training platform for mobiles. Morf Learning is optimized to make enterprise compliance training effective for professionals on the go. It includes a library of certified course content that is delivered in an innovative way to delight and engage employees, partners and administrators with its playbooks for compliance success. It offers powerful analytics engines that show an individual’s progress, strengths and areas needed for improvement, proof of examination for audits and more.

For more information about piloting Morf Learning, please visit Morf Media invites industry training experts to contact us to learn more about the benefits of delivering enterprise training with Morf Learning/

About Morf Media, Inc.

Morf Media, Inc., developer of Morf Learning,™ mobile platform as a service, simplifies enterprise compliance training for companies and the mobile workforce in highly regulated industries. Founded in 2013 by a seasoned management team with expertise in developing start ups, Morf Learning is in pilot with more than 100 companies and content expert partners in the financial services and life sciences industries. Morf Learning streamlines the processes for authoring and deploying certified compliance content, enhances the user experience with Morf Playbooks–three minute courses with gamification and smart analytics and offers centralized reporting for managing governance, regulatory and compliance training on a sustained basis.

For more information about Morf Media, please visit:

For crowdfunding information about Morf Media, please visit Angel List, Gust or Equitynet.


Heidi Wieland

Vice President Marketing of Morf Media, Inc. USA



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CSUN Professor and Filmmaker Luciana Lagana Wins Award at WorldFest-Houston International Film Festival and Is Featured in the American Psychological Association Magazine

Los Angeles, CA (PRWEB) April 28, 2015

CSUN professor, psychologist, actress, writer, director and producer Luciana Lagana is featured for her independent filmmaking work in the prestigious “Monitor on Psychology,” the official magazine of the American Psychological Association (APA).

“This high recognition by APA is making my resolve to help vulnerable populations via my documentaries and talk shows stronger. I am currently working on a documentary feature film on physical pain and its multiple negative effects in older age. Many older adults interviewed in this film are very resilient, as they manage to have a good quality of life in spite of their chronic physical pain. My focus is to celebrate the strengths of populations that are typically viewed in negative ways by the general public. I advocate for these populations in an attempt to reduce negative biases and increase empathy toward them,” she shared.

Dr. Lagana is also receiving attention with her “Dr. Luciana Show – Aging and Falling,” which has gathered many film awards. This month, her show won Best Educational Show at the 48th WorldFest-Houston International Film Festival. From the festival website, “No awards are given in any category unless the scores from the juries are high enough to place for honors.” Other winners at this 2015 film festival include Bruce Greenwood, Armand Assante, and Eric Roberts. “It is a great honor to win at a festival where many hard-working industry professionals who have been in the public eye for decades are recognized. This achievement is further motivating me to continue my social impact filmmaking efforts,” she concluded.

Written by Stefanie Friesen

Luciana Lagana is a caring clinical and experimental psychologist. She is also an established professor of psychology, gerontology, sexuality, and women’s health at California State University Northridge, where she teaches classes and mentors many undergraduate and graduate students. Additionally, since 2002, she has been conducting government-funded research on ethnically diverse, primarily low-income older women’s physical, psychological, social, and sexual health. Concerning her artistic pursuits, since 2006, she has been studying acting and hosting in Los Angeles. She is an award-winning actress/screenwriter/director with 44 IMDb credits for acting in many independent movies, web series, and TV pilots. She also created, hosted, and directed the award-winning web series “Intimate Temp Agency.”

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Jordan Lawrence to Sponsor Association of Corporate Counsel (ACC) Webcast about Meeting Obligations of the Civil Investigative Demand

St. Louis, MO (PRWEB) November 27, 2013

Companies running inside the customer financial services industry continue to be getting their sea legs with regards to preparing for Consumer Financial Protection Bureau (CFPB) investigations plus meeting the responsibilities of the Civil Investigative Demand (CID). CID subjects need to be mobilized to instantly identify, gather plus analyze big amounts of records plus info to satisfy CID deadlines.

Today, Jordan Lawrence, an Association of Corporate Counsel (ACC) Alliance Partner, together with Dallas-based law fast Locke Lord announced they might sponsor a December 12th ACC webcast about preparing for a CID. The webcast might feature Tony Alexis, Deputy Assistant Director for Enforcement Field Litigation at the Consumer Financial Protection Bureau (CFPB). The session may address the CFPB research task plus timeline plus provide attitude found on the challenges plus possible blind spots businesses could face whenever presented with an research or discovery obligation.

Register Now

About The Consumer Financial Protection Bureau

The Consumer Financial Protection Bureau (CFPB) mission is to create markets for customer financial items plus services function for Americans – whether they are applying for a mortgage, selecting amidst credit cards, or utilizing any quantity of additional customer financial items. Above all, this signifies guaranteeing which customers receive the info they require to result in the financial decisions they believe are right for themselves plus their families – which costs are well-defined up front, which dangers are noticeable, plus which nothing is buried inside fine print. In a market which functions, customers ought to be capable to create direct comparisons amidst goods plus no provider ought to be capable to utilize unfair, deceptive, or abusive practices.

About The Association of Corporate Counsel

The Association of Corporate Counsel (ACC) is a worldwide bar organization which promotes the prevalent specialist plus company interests of in-house counsel that function for businesses, associations plus additional private-sector companies from info, knowledge, networking chances plus advocacy initiatives. We expect plus recognize the requirements of the in-house bar; aid members deliver services to their business customers efficiently; improve the worth of in-house services; influence the practice of law because it affects the in-house bar; plus deliver a blend of relevant, timely services including info, knowledge, networking plus advocacy. With over 30,000 members employed by over 10,000 companies inside over 75 nations, ACC links its members to every additional plus to the persons plus resources needed for their individual plus specialist development.

About Jordan Lawrence

For over 25 years, Jordan Lawrence has worked with all the worlds premier firms to develop plus apply records administration programs which function. Jordan Lawrence delivers proven, swiftly plus affordable services which enable any firm meet active plus ever changing legal plus company specifications associated to records administration plus info governance.

About Locke Lord

Locke Lord is a full-service, global law fast with offices inside Atlanta, Austin, Chicago, Dallas, Hong Kong, Houston, London, Los Angeles, New Orleans, NY, Sacramento, San Francisco plus Washington, D.C.

National Association of Credit Management Releases Commercial Credit

National Association of Credit Management Releases Commercial Credit
The National Association of Credit Management (NACM) hopes to eliminate myths plus educate businesses regarding commercial credit plus commercial credit reports with all the launch of the free truth sheet "Commercial Credit Reporting: What Every …
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Consumers Should Take Advantage Of Free Credit Reports
Consumers could receive a free credit report from every of the 3 nationwide credit bureaus, Equifax, Experian plus Trans-Union, when a year by going to The procedure is simple plus allows customers to have real-time access to their …
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Ask Stacy: Is This Source for Free Credit Scores For Real?
I thought I was filling out info to receive my report, nevertheless later got a call from a Lexington Law paralegal, whom told me I had requested information regarding repairing my credit. They mentioned they'd pull up my report free. I'd read an post you'd created …
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