Posts tagged ‘Business’

Give Your Business an Annual Checkup

For a healthy operation, your business needs an annual checkup. Take the time once a year to step out of the trenches and look at where you’ve been and where you’re going; what’s gone right and what’s gone wrong; how close you are to your original plan and whether your need to change what you’re doing, or change the plan.
 
The multi-step process of conducting an annual checkup involves studying your history, forecasting for the future, communicating with vendors, customers, and other professional associates, then organizing all of the elements of the exercise into a productive and useful format.
 
An effective annual review needs to be as thorough as possible. Take a look at these specific areas:
 
· Mission statement. Is your mission statement still valid? If not, revise it.
 
· Business plan. Compare what you planned to do with your actual results, and analyze why things worked the way they did-or didn’t. Go through each section, updating as necessary to make the plan an accurate reflection of the company with a clear forecast for the coming years.
 
· Employee compensation and benefit packages. How do your pay scales and bonus plans compare with other employers in your area? Benefits play a major role in creating job satisfaction and employee loyalty; how satisfied are your workers with what you are offering? Could your benefit resources be realigned for improved employee relations?
 
· Insurance. Review all your policies with a line-by-line coverage and cost analysis. Let your agent know about any changes in your operation that could require changes in insurance, and ask about new insurance products that may be beneficial for you.
 
· Security issues. Consider safety: is exterior lighting adequate? Are locks sturdy? Are measures in place to protect late-night and solitary workers? Who has keys? Security experts recommend changing locks, alarm codes, and other security passwords at least once a year.
 
· Professional relationships. Be sure the people you rely on for advice-your attorney, accountant, financial planner, other consultants, etc.-have the knowledge and skills appropriate for your needs.
 
· Financial relationships. Review the details of your banking agreements, commercial loans, and leases. Renegotiate these contracts if you can get a better deal.
 
Other areas to examine include competitor information, customer satisfaction feedback, vendor terms and relationships, maintenance and service contracts, office furnishings and equipment, computer systems, freight, and telecommunications systems.

Free Annual Credit Report

Free annual credit report shocking truth. You don’t get to see your credit SCORES. http://freescorereportgov.com You can go to annualcreditreport once an year you see your free credit report, but you need to pay a fee to see your scores. But there are ways to see it for free thru sites such as http://freescorereportgov.com
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Compliance and Business Credit

Compliance, what is it, why is it so vitally important to your business, and how does it relate to Business Credit? Merriam-Webster’s dictionary defines compliance as: conformity in fulfilling official requirements. Think about that for a moment. Official Requirements. From time to time as the owner of a small business you have the need to borrow capital. Its uses could be many. For example; additional inventory, new space, newer equipment, computers, a new phone system, internet marketing or just maybe for an out and out emergency. The business could be relatively new or in existence for several years. It has been showing a profit so you feel quite confident in approaching a lender and requesting a business line of credit.

The process couldn’t be easier right? You feel confident and filled with expectation because whatever you needed the capital for can now be taken care of. In some cases you may have your business checking account with this lender and the lender is familiar with your business. A stressful and heavy burden has just been lifted off your shoulders. At last you can look forward to a good night’s sleep. When you finally receive your letter in the mail you open it only to read “We regret to inform you that your request for credit has been denied.” There is usually no explanation other than your business did not meet Business Credit lending criteria. The cold hard truth is that most businesses do not meet anywhere near the number of Compliances that are required. Why, because they do not know what is required. I can tell you this; most businesses are not in Compliance and I discover this quickly when I speak with a business owner on the phone. In point of fact lenders do not have to share what their lending criteria consists of or how they employ compliance formulas when determining what businesses get approved and what businesses do not.

Knowing what those Compliance requirements are and knowing that your business has met those requirements prior to applying for Business Credit is three fourths the battle. You wouldn’t take your SAT’s without having some clue as to what the questions would be right? Yet on a daily basis business owners do just that. They do not have a clue to the degree of information requested, collected, and verified about their business nor how it’s used for the sole purpose of making credit decisions about their business and because they do not know they put their business in total jeopardy. So if your business were to go through a Compliance Check today would it pass or would it become just another statistic like so many others in 2008, where approximately 1.15m small business were forced to close their doors forever because they could not obtain the capital they so desperately needed? Put the future of your business in the hands of a Business Credit specialist who is familiar with “Official Requirements” Compliances and knows precisely how to make sure your business passes Compliance in flying colors so you can obtain the kind of Business Credit your business needs to flourish.

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High-Risk Business in Midst of Peak Season: Payscout remarks on Risk control providers that help Travel Agents in Navigating Potential debts


L . A ., CA (PRWEB) March 27, 2015

According to the U.S. Department of Commerce, in 2012 the U.S. travel and tourism industry created nearly $ 1.5 trillion in financial output. This task supported 7.8 million U.S. jobs, and accounted for seven per cent of all U.S. exports. Although the most task on the market is domestic, expenses by worldwide site visitors in america created nearly $ 166 billion in sales and a trade excess greater than $ 47 billion. (1)

The need for travel agents—and the options for them when you look at the market—continues to grow. Just a week ago, including, Airlines for The united states (A4A), a trade band of U.S. airline carriers, predicted that travel in March and April of 2015 increases about two per cent, to about 2.2 million passengers per day. In its statement, A4A attributed the rise in springtime flights to increasing U.S. work and personal incomes, an improving economic climate, the highest consumer belief in ten years, therefore the continued affordability of air travel. (2)

With additional opportunity, though, comes increased threat. The primary reason behind this, claims Payscout CEO Cleveland Brown, is individuals are statistically very likely to dispute and charge back travel company fees than other types of deals, leading agencies to be placed in equivalent risk category as merchants selling adult items, escort and friend services, fortune telling, and activities forecasting or odds making. “The risks tend to be genuine,” states Brown. “As a sales broker for an airline, for instance, an agency might-be accountable for the whole amount of an airline solution if it were successfully disputed or were bought with a stolen charge card.” Another layer of risk may be the future deliverable of item. A person may buy travel as much as a year ahead of time, which simply leaves the deal to chargeback visibility up to the full time of travel and another half a year to-year after travel, if customer isn’t satisfied with the services.

This threat probably will remain a part of the vacation company business when it comes to foreseeable future. “Until credit card acceptance principles are materially changed,” say vacation lawyers Norman Bluth and Mercedes Ozcan, “travel agencies are at threat when a client perpetrates a fraud. With all this truth, the simplest way to be protected against credit card fraud is to understand your client. A travel company needs to get as much information that you can from the customers, and react to debit memos and chargebacks in a few days of receiving notice of such.” (3)

Travel companies can really help their customers prevent the risk of fraud whilst travelling, which helps build interactions and mutual trust—and may lower chargebacks. A current United States Of America Today feature on identity theft details some ideas agencies provides their clients, like avoiding no-cost, insecure Wi-Fi communities; disabling a good phone’s ability to instantly connect with hot places; locking the telephone with a password; using cash whenever we can; and avoiding street-corner ATMs. (4)

When working with its consumers inside risky vacation industry, Payscout assists companies place feasible danger habits, simply take preventive steps, and shield their businesses while continuing to process repayments smoothly. Payscout’s goal is allow its customers to keep competitive while taking advantage of the growth options within their business.

“Travel,” says Brown, “is a thriving—and essential—industry in america. However, it brings along with it many dilemmas about which business members must be very careful. As far as charge card processors are concerned, vacation companies are among the highest-risk merchants, meaning new vacation agencies have great difficulty starting a merchant account that allows them to take care of credit card deals. We highly encourage merchants inside area to work with a merchant supplier who’s experienced in managing danger.”

As with any risky activity, an ounce of prevention is really worth a lb of cure. The absolute most effective vacation companies, Brown records, teach their workers in proper application of bank card acceptance guidelines, and possess them use these methods on a consistent foundation. While specific treatments will be different from agency to agency, at a minimum, agency administration should be cautious to set aside large-value bookings for fraudulence analysis, track and shop key faculties of most understood fraudulence deals, and very carefully display high-risk bookings, like those in which the passenger in addition to cardholder have actually various brands, or whenever day of vacation is significantly less than six days after the day of acquisition.

About Payscout, Inc.:

“Payscout aids the Entrepreneurial fantasy One exchange at any given time.”

Payscout is a worldwide vendor service provider (MSP) and payment supplier (PSP) with tier-one bank sponsorships in the us, Latin The united states, Caribbean, Asia-Pacific and Europe. Providing tiny to medium companies (SMBs) and enterprise organizations alike, Payscout offers payment processing solutions for brick-and-mortar and e commerce transactions. The organization features obtained acclaim as a new-generation supplier of merchant banking services, devoted to online/eCommerce retailers with a predominant proportion of card-not-present (CNP) deals; and it’s also mostly of the providers to provide a true international repayment option that encompasses all vendor threat verticals. Clients can access Payscout’s charge card handling solutions via a state-of-the-art, web-based user portal and through direct interactions with experienced experts. In addition to supporting huge number of clients across a variety of industries and all 50 states, Payscout keeps global partnerships with VISA United States Of America, Bank of The united states vendor Services, VISA Europe, VISA Latin The united states, VISA Asia Pacific, MasterCard internationally, China Union Pay, Deutsche Bank, very first information and Payscout Brazil. Payscout had been seen as among America’s fastest-growing privately held businesses in 2014, ranking #2,416 on Inc. magazine’s Inc. 5000 list. Within the economic services business, Payscout put #140 nationwide and #24 in Ca. To find out more, visit http://www.payscout.com.

1. U.S. Department of Commerce, Industry Snapshots, 2013.

selectusa.commerce.gov/industry-snapshots/travel-tourism-and-hospitality-industry-united-states

2. Dallas Day Information, March 11, 2015

aviationblog.dallasnews.com/2015/03/airline-group-expects-spring-2015-travel-to-increase-2-percent-over-2014.html/

3. “how to proceed towards costly problem of cost straight back fraudulence,” Travel marketplace Report, September 26, 2013. travelmarketreport.com/articles/What-to-Do-About-the-Costly-Problem-of-Chargeback-Fraud

4. United States Of America Today, May 15, 2014. usatoday.com/story/travel/2014/05/15/identity-theft/9091065/







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Lending Approval Rates at Big Banks, Institutional Lenders Continue to Surge, According to February 2015 Biz2Credit Small Business Lending Index


New York, NY (PRWEB) March 16, 2015

Small business loan approval rates at big banks and institutional lenders continue to improve, attaining new post-recession highs in February 2015, according to the Biz2Credit Small Business Lending Index, the monthly analysis of 1,000 loan applications on Biz2Credit.com.

Big banks ($ 10 billion+ in assets) approved 21.5% of small business loan requests in February 2015, up from 21.3% in January. Further, loan approval rates at big banks have increased consistently for 10 out of the last 11 months, and a year-to-year comparison shows that they have increased by 12.5%.

“Big banks are starting to grant more conventional loans. This allows them to keep fixed loan expenses down compared to SBA-backed loans, which are not primarily being done at smaller banks,” explained Biz2Credit CEO Rohit Arora, who oversaw the research. “The investment in digitization at big banks has helped expedite the small business loan approval process.”

Meanwhile, institutional lenders granted 60.7% of funding requests by small business owners in February, an increase from 60.5% in January 2015. Approval rates by institutional lenders have increased each month ever since Biz2Credit began monitoring this category of lenders one year ago.

“Institutional lenders are willing to offer more loans that are financially appealing to small business owners,” Arora said. “The high approval rate in this category of lenders is a reflection of their strong investment in technology advancements, which enables them to quickly assess the risk of default. Thus, they are incredibly efficient; only a miniscule 0.77 percent of loans made by institutional lenders on our platform have defaulted.”

For the fourth consecutive month, small banks denied more than half of their loan requests to small business owners, as lending approval rates at small banks remained stagnant at 49.6% in February. After reaching an all-time Index high in May 2014, lending approval rates at small banks have gradually declined.

“Smaller banks are better at offering SBA loans, but those loans take time to process. Creditworthy customers who seek quick funding are turning to other types of funding that take less time to process,” said Arora. “This leaves smaller banks with less attractive borrowers than they had a year ago and explains why approval percentages are dropping.”

Approval rates at alternative lenders — merchant cash advance companies, factors, and other non-bank institutions – dropped for the 13th consecutive month to 61.4% in February, from 61.6% in January. Their drop has coincided with the emergence of institutional lenders.

“Alternative lenders have been impacted most by the emergence of institutional players. As the economy continues to improve, small businesses with good credit standing don’t have to borrow money at high interest rates often associated with alternative lenders,” Arora explained. “Small business owners were often obligated to pay high interest rates during the ‘credit crunch’ when they were desperate for money. However, this is no longer the case.”

Credit unions granted 43.3% of loan applications in January, a slight increase from the record low approval rate of 43.2% in January 2015. However, they are still struggling to increase their presence in the small business finance marketplace.

To view the historic chart of the Biz2Credit Small Business Lending Index, visit https://www.biz2credit.com/small-business-lending-index/february-2015.

About the Biz2Credit Small Business Lending Index

Biz2Credit analyzed loan requests ranging from $ 25,000 to $ 3 million from companies in business more than two years with an average credit score above 680. Unlike other surveys, the results are based on primary data submitted by more than 1,000 small business owners who applied for funding on Biz2Credit’s online lending platform, which connects business borrowers and lenders.

About Biz2Credit

Founded in 2007, Biz2Credit has arranged more than $ 1.2 billion in small business funding throughout the U.S. and is widely recognized as the #1 online credit resource for startup loans, lines of credit, equipment loans, working capital and other funding options. Using the latest technology, Biz2Credit matches borrowers to financial institutions based on each company’s unique profile — completed in less than four minutes — in a safe, efficient, price-transparent environment. Biz2Credit’s network consists of 1.6 million users, 1,300+ lenders, credit rating agencies such as D&B and Equifax, and small business service providers including CPAs and lawyers. Visit http://www.biz2credit.com, follow on Twitter @Biz2Credit, and join on Facebook at http://www.facebook.com/biz2credit.







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Worldwide Media Business Automates Sage 300 ERP Accounts Receivable for Faster Invoice Range


Chardon, Ohio (PRWEB) December 30, 2014

Today e2b teknologies, writers of Anytime Collect accounts receivable management computer software, revealed a new customer within the Digital Media Industry. The consumer, a provider of innovative advertising solutions and a part of a dominant business brand name family, has opted for Anytime gather to automate Sage 300 ERP reports receivable for enhanced A/R administration efficiencies and quicker charge collection.

Before implementing Anytime gather, the business used the accounts receivable functions within their ERP system to handle payment and invoice collection; although Sage 300 ERP (previously Sage ACCPAC) has effective tools for bookkeeping and finance, the system wasn’t designed to maximize the productivity of enthusiasts and improve the quote-to-cash pattern. As a global business with eleven offices in the us, six nations, and consumers internationally, the limited accounts receivable administration functions in Sage 300 ERP were not adequate to help the business lower DSO and increase cashflow for continued development.

Integrated because of the organization’s enterprise resource administration computer software, Anytime Collect is a cloud-based system that expands the Sage 300 ERP accounts receivable module and automates the complete accounts receivable management process. Anytime gather pulls the organization’s accounts receivable information and activities into one place and allows users to automate their particular many time-consuming tasks including sending repayment reminders and overdue notices, prioritizing collector tasks, archiving buyer mail reactions, etc. With your jobs being completed because of the system, collectors can now focus their attempts on collecting large invoices, deciding disputes, and much better serving their clients. Additional functions enable the business to handle buyer credit applications, a significant facet of the company’s accounts receivable strategy.

Another reason the company decided to go with Anytime Collect ended up being because of the numerous reporting and company intelligence options available inside computer software to provide them deeper insight into reports receivable and cash flow. When gather provides people a consolidated snapshot of this company’s Sage 300 ERP reports receivable with real time information and metrics to help them monitor receivables, including top delinquent buyer reports, day’s sales outstanding, collection tasks, the cost of credit, and a lot more.

“The digital marketing and advertising business is notorious for late spending consumers,” stated Adam Lynch, Anytime gather Sales Manager at e2b teknologies. “While long payment cycles could be the norm in the industry, companies still have to get compensated on time to achieve usage of working-capital. Anytime gather seems itself as a very good device for businesses in this business seeking to boost their charge collection efficiencies and minimize day’s sales outstanding. Im confident that this company might find the results they’ve been looking plus with regards to When Collect and Sage 300 ERP integration.”

Click to go into the when Collect site collection where you can find out about Anytime gather records receivable administration software, read buyer situation scientific studies, and watch product demonstrations.

About When Gather:

Posted by e2b teknologies, Anytime gather records receivable administration software program is a respected cloud-based reports receivables management software system built to streamline the complete credit and choices procedure assisting companies receive money faster. When gather is integrated to leading ERP accounting systems including Intuit QuickBooks, Epicor, Sage ERP, Microsoft Dynamics ERP, also company applications.







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Small Business Financing at Big Banks and at Institutional Investors Finishes Strong in Landmark Year, According to December 2014 Biz2Credit Small Business Lending Index


New York, NY (PRWEB) January 13, 2015

Small business loan approval rates by big banks and institutional lenders reached post-recession highs in December 2014, according to the Biz2Credit Small Business Lending Index, a monthly analysis of 1,000 loan applications on Biz2Credit.com.

Big banks ($ 10 billion+ in assets) approved 21.1% of small business loan requests in December, which is up from 20.8% in November and marks back-to-back months of increases. Further, a year-to-year comparison shows that lending approval rates at big banks are up nearly 20 percent.

“The higher percentage of loan approvals at big banks is good news for small business owners. However, big banks typically seek to grant loans of $ 500,000 or more and much prefer loans in excess of $ 2 million,” said Biz2Credit CEO Rohit Arora, who oversaw the research. “Many startups and young companies do not need that much money. Thus, big banks may not the answer for these types of borrowers.”

Meanwhile, institutional lenders granted 60.1% of funding requests by small business owners in December, an increase from 59.9% in November. Approval rates by institutional lenders have increased each month since Biz2Credit began monitoring this category of lenders in January 2014.

“Institutional lenders continue to be prominent factors in the small business finance game,” said Arora. “They are offering a wider variety of financial products that are more attractive to borrowers, including longer terms and lower interest rates than other non-bank alternative lenders.”

“Credit-worthy borrowers are increasingly opting to apply for loans at institutional lenders because of the simplicity of getting financing from these lenders and more attractive terms that are offered,” explained Arora, one of the nation’s leading experts in small business finance. “They are also approaching big banks, which enjoy better brand names and are getting the highest quality borrowers coming to them.”

For the second consecutive month, small banks are denying more than half of their loan requests. Further, lending approval rates by small banks dropped for the seventh month in a row as they approved 49.7% of loan requests from small business owners in December, which is slightly below November’s mark of 49.8%. Despite the steady drops in lending approval rates at small banks, a year-to-year comparison shows that these loan approval rates are nearly identical to last year’s numbers.

Approval rates at alternative lenders — merchant cash advance companies, factors, and other non-bank institutions — slipped for the 12th straight month to 61.8% in December, from 62% in November.

“Small business owners’ financials have improved. Their performance is better and they are increasing their business credit scores. As a result they are not as desperate for money as they were during the recession when many alternative lenders could charge very high interest rates,” added Arora.

Credit unions granted 43.3% of loan applications in December, a slight drop in the approval rate of 43.4% over the previous month as they continue to struggle making a bigger presence in the small business finance marketplace.

To view the historic chart of the Biz2Credit Small Business Lending Index, visit http://www.biz2credit.com/small-business-lending-index/december-2014.

About the Biz2Credit Small Business Lending Index

Biz2Credit analyzed loan requests ranging from $ 25,000 to $ 3 million from companies in business more than two years with an average credit score above 680. Unlike other surveys, the results are based on primary data submitted by more than 1,000 small business owners who applied for funding on Biz2Credit’s online lending platform, which connects business borrowers and lenders.

About Biz2Credit

Founded in 2007, Biz2Credit has arranged more than $ 1.2 billion in small business funding throughout the U.S. and is widely recognized as the #1 online credit resource for startup loans, lines of credit, equipment loans, working capital and other funding options. Using the latest technology, Biz2Credit matches borrowers to financial institutions based on each company’s unique profile — completed in less than four minutes — in a safe, efficient, price-transparent environment. Biz2Credit’s network consists of 1.6 million users, 1,300+ lenders, credit rating agencies such as D&B and Equifax, and small business service providers including CPAs and lawyers. Visit http://www.biz2credit.com, follow on Twitter @Biz2Credit, and join on Facebook at http://www.facebook.com/biz2credit.







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SMS.com.my to introduce inexpensive business volume SMS packages


Kuala Lumpur, Malaysia (PRWEB) December 31, 2014

for longer than 15 years, SMS.com.my happens to be the pioneering company that gives an easy and comprehensive number of volume SMS services for marketing. From brief code SMS to 2-way SMS, there’s a fruitful service which can be engaged via SMS.com.my which can help businesses to higher attain their respective target markets. This might be facilitated through a robust SMS portal that has been tested and been shown to be very trustworthy all this whilst.

As an element of this development workout, SMS.com.my continues to supply value-added solutions that can better place these products, services and brand name picture of corporate organizations. Business Bulk SMS may be the ideal method for selling specifically for businesses seeking impactful and impressive stations to achieve their particular marketplace segments. The latest services will now encompass consumers from all areas and markets.

They could now enjoy fully-customizable services which are catered because of their needs. Whether it is to deliver to a certain target team or even to the size market, consumers can enjoy the greatest volume SMS rates available in the market from as little as RM0.06 sen per message. Customers with the new services can blast SMS emails to recipients from all telecommunication organizations including Maxis, Digi, Celcom, U Mobile as well as others. Clients which buy a particular amount throughout the marketing duration will today be capable of geting free SMS credits, for a limited time just.

Consumers will today manage to distribute SMSes during the ease of their very own premises. It is because regarding the interactive and easy-to-use interface which will be web-based. By buying a lot of credits through SMS.com.my, consumers can now manage their particular services including designing of SMS emails and scheduling of occasions through utilizing a regular web-browser.

Besides giving of volume SMS to their target groups, consumers can enjoy other services like scheduling that will allow them to set a period and day for many emails is sent. What helps make the SMS.com.my’s service so attractive is within the cost and convenience. Using the brand-new solutions, corporate businesses are now able to enjoy better ROI or Return-on-Investment.

With the low priced of giving SMS today, plus the accessibility to the device when and from anywhere, business organizations have better control with regards to their advertising expenditure whether they’re concentrating on Digi, Maxis, Celcom or U mobile phone people. In addition, organizations will make use of the quick delivery of the communications.

This is why most SMS solution an extremely efficient media for advertising and marketing specifically for corporations to reach a sizable possible band of customers. The services offered through SMS.com.my will not only cover standard delivery as you will have other services offering one-way, 2-Way and 3-Way SMS. Just before sending most SMS, customers will now be provided assessment and advice services by SMS.com.my on the designing associated with emails. This can make certain that each message sent will have the greatest risk of response.

Given that premier SMS company, SMS.com.my are going to be working towards building long-lasting company interactions along with its clients with home based business opportunities. This is when SMS.com.my may be offering an innovative new partnership program that will allow organizations to enjoy an additional earnings flow by getting merchants through this powerful SMS gateway arrangement.

Companies can become bulk SMS resellers for SMS.com.my from the lowest start-up fee and additionally they can begin earning more income by providing the exact same collection of solutions because of their respective customers. This can in turn give them even more growth opportunities with regards to providing volume SMS as part of their particular product or solutions because API papers will soon be provided for those who register with SMS.com.my.







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Business briefs: Nov. 2, 2014

Business briefs: Nov. 2, 2014
The marketing manager for PrimeLink joined the club eight years ago and participates in several of the club events including the Fishing Tournament, Bed Race, Holiday Gifts for Kids and the Board of Directors. Marking gives much of her time to other …
Read more on Plattsburgh Press Republican

Long Beach animal shelter reopens under new leadership
President of Posh Pets, Linda Vetrano, plays with a dog during the reopening of the Long Beach Island dog shelter under new management, Posh Pets, a rescue group, Saturday, Nov. 1, 2014. (Credit: Steve Pfost). Only short stays are in store for Long …
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3 Ways to Find the Best Bank Stocks
… way out of the problem by increasing loans to risky borrowers. On the other hand, banks that recovered got tough on risk management by reducing credit to customers who started to struggle with their debts — even if those debts were held with …
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Experian – Business Advice From the Professionals Who Are Experts in Research

Experian prides themselves with the motto, “A World Of Insight”, and there is nothing to argue about that. They provide extensive information on a variety of business topics.

Experian collects information via surveys and research to provide reports on businesses and individuals. However, the topic of business credit is a main area of expertise.

Experian educates their customers on building long-term business credit to establish a well-rounded, concrete, professional business credit profile. But, don’t worry, because the professionals at Experian are there to help you along the way.

They understand it can be a long and tedious job to build business credit, but they also want you to understand how important business credit can be to your business.

The advantage of choosing Experian for you business credit needs is their services help you determine the vendors and lenders you want to do business with. Everything you read is about the lender accepting an application from a business owner. It does NOT have to be that all the time. You have every right to choose the lenders and vendors on the standards you feel are important.

Lenders and vendors have the same chances of being high-risk as smaller businesses have. You should be aware of any financial trouble or strife the lenders and vendors have before signing any contract with them.

Experian dismisses any profile you feel is too dangerous to work with. You can call the shots (I promise, it is OK if you do).

Credit reports are completed when a customer files for a request through Experian. A detailed report is given about the company you are interested in viewing their business statistics, so there are no hidden surprises that will “burn you down the road”.

Due to the services and products Experian offers, I think it is a great company for business owners just starting their businesses to utilize. Since new owners do not know a ton about important information to be aware of when conducting business with vendors, Experian gives them a factual place to start.

The company is an established and well-known business that has been around for many years. They really can provide you with “a world of insight” to make your business relationships safe and concrete.

It’s your credit score – Use It! Check out our new Experian CreditExpert TV commercial which shows you how you can use your credit score to help you make you…

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Credit Umbrella is Offering TurboDispute Credit Repair Business Software at Slashed Prices


Glendale, California (PRWEB) June 20, 2014

Based in Glendale, California, Credit Umbrella has strongly established itself as a reliable source for people who wish to deal with their credit history and credit score related woes with ease and confidence. The company designs, creates and offers highly useful and effective credit repair software (both online and offline), which help businesses and individuals adjust their credit score and make their credit history acceptable. Just recently, the company has announced to offer TurboDispute Online software for an asking price of $ 59.99 only. Earlier, the company was selling this product for $ 149.99, which further means that clients can now enjoy savings worth $ 90 on their purchase.

Speaking about the company’s decision to sell this innovative software at slashed prices, a senior company executive told us, “We, at Credit Umbrella, believe in offering best services to our existing and prospective clients who keep coming back to us for quality solutions for their credit history and credit score related concerns. Accordingly, our customer care representatives listen to the customers’ myriad concerns and after understanding their problems, they suggest the best possible solution to them. We have strived to help our clients to make informed purchases when it comes to buying quality credit repair software at affordable prices. Hence, this time now, we are offering TurboDispute software at discounted prices.”

People find it difficult to manage their credit score and improve their credit history nothing short of a daunting task. When they are supposed to write impressive credit dispute letters, things get more confusing than ever before. TurboDispute software comes equipped with credit dispute letter template, video tutorials, interactive dashboard, drop down menu, and several other user-friendly interesting features. The company further offers sixty days guarantee on the purchase of TurboDispute Online, if in any case, client finds it difficult to manage or operate. If a client is not satisfied with the product, what he or she simply needs to do is ask for a refund. The company ensures to repay the money immediately.

The company executive told us further, “We request our clients to rate the software for its overall usability and ease of use. Over the years, the unique software has helped thousands of individuals and businesses in writing perfect credit dispute letter and drafting accurate credit reports. The software ensures to offer several powerful CRM tools, which are highly useful in managing leads and customers. The software further enables one to create impressive invoices, online chat with clients and import dispute letters with ease.”

The online software further allows individuals and businesses to utilize the various templates of credit bureau dispute letter to create error-free credit reports and to write impressive credit dispute letters.

About Credit Umbrella:

Based in Glendale, California, Credit Umbrella has now become a preferred resource for individuals and businesses to purchase quality credit repair software at competitive prices. The company sells the best credit repair business software and other innovative solutions to interested clients at best prices.

Contact Details:

501 W Glenoaks Blvd STE 805

Glendale, CA 91202

United States

Email: team(at)creditumbrella(dot)com

Website: http://www.creditumbrella.com/







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