Posts tagged ‘Experian’

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Connecting to Your Credit – The Experian Credit Tracker App for iPad

When you need the power of Experian in the palm of your hand, look no further than the Experian Credit Tracker app. Receive credit alerts, check over your interactive Experian credit report, and know your FICO® Score powered by Experian – all available on demand. When you need to see the same type of information that banks see, look no further than Experian Credit Tracker, available in the App Store for Apple products.

Get answers to your credit questions:
http://www.experian.com/blogs/ask-experian/

Twitter:
https://twitter.com/Experian_US

Facebook:
https://www.facebook.com/ExperianUS

Google Plus:
https://plus.google.com/+experian/about

iPad and the App Store are registered trademarks of Apple, Inc.
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Experian – Make your Credit Score Count

Experian offers you more than just a credit score, they show you how to nurture and improve it – to help you get the things you want in life.
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Latest Experian News

Experian plc Rating Increased to Buy at AlphaValue (EXPN)
AlphaValue upgraded shares of Experian plc (LON:EXPN) to a buy rating in a research report released on Thursday morning, Market Beat.com reports. AlphaValue currently has GBX 1,323 ($ 20.73) target price on the stock. Several other research firms have …
Read more on The Legacy

AlphaValue Reaffirms "Add" Rating for Experian plc (EXPN)
Experian plc logo Experian plc (LON:EXPN)'s stock had its “add” rating reiterated by equities researchers at AlphaValue in a report released on Friday, MarketBeat reports. They currently have a GBX 1,325 ($ 20.52) price target on the stock. AlphaValue's …
Read more on Dakota Financial News

Experian plc gets typical Rating of "Buy" from Brokerages (OTCMKTS:EXPGY)

Experian plc gets Normal Rating of "Buy" from Brokerages (OTCMKTS:EXPGY)
Experian plc logo Experian plc (OTCMKTS:EXPGY) happens to be given the average suggestion of “Buy” by the thirteen brokerages that are currently covering the stock, Analyst reviews Network.com reports. Three research analysts have rated the stock with …
Find out more on sleekmoney

Experian plc Upgraded to keep at Zacks (EXPGY)
Experian plc (OTCMKTS:EXPGY) had been enhanced by Zacks from a “sell” score to a “hold” rating in a written report granted on Tuesday, Market overcome reports. In accordance with Zacks, “Experian plc offers information services. The company's company section consists of …
Find out more on Dakota Financial Information

Experian buys back shares

Experian buys back shares
International information services provider Experian bought back 200,000 ordinary shares yesterday at the average price of 1,153.5086p apiece. The stocks will in the beginning be held in treasury. At 9:34am: (LON:EXPN) Experian PLC share price was +14.5p at 1169.5p …
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Experian unveils considerable data and technology enhancements for Experian
Experian advertising Services, an established leader in cloud-based advertising and marketing technology, today revealed an innovative new, much more predictive and addressable Experian Marketing Suite for nearly 1,000 entrepreneurs at its 2015 Client Summit in Las Vegas, Nev.
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Experian plc Downgraded by Shore Capital (EXPGY)

Experian plc Downgraded by Shore Capital (EXPGY)
Analysts at Zacks downgraded shares of Experian plc from a strong-buy rating to a hold rating in a research note on Friday, July 17th. Analysts at BNP Paribas reiterated a neutral rating on shares of Experian plc in a research note on Monday, June 1st.
Read more on The Legacy

DTCC Appoints Experian's Scharf as Chief Security Officer
Former Experian global chief information security officer Mark Clancy has been appointed to the newly created chief security officer role at the Depository Trust and Clearing Corporation (DTCC). Scharf will have responsibility for centralizing and …
Read more on www.waterstechnology.com

Experian data show 7 of 10 first-time buyers are not preapproved
Some real estate groups have labeled this summer as the best buying season since 2006; however, a new survey from Experian Consumer Services shows that a number of potential first-time buyers may have to wait, as they are not preapproved for a loan …
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Experian: Key Digital Marketing Issues Are Data Linkage, Customer-Centricity

Experian: Key Digital Marketing Issues Are Data Linkage, Customer-Centricity
According to Experian Marketing Services' “2015 Digital Marketer Report,” today's marketers are struggling to collect, mine and leverage an unprecedented amount of data. Data linkage tops the list of barriers to cross-channel marketing, up from fourth …
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Citigroup Inc. Increases Experian plc Price Target to GBX 1400 (EXPN)
Experian plc logo Research analysts at Citigroup Inc. boosted their price target on shares of Experian plc (LON:EXPN) from GBX 1,360 ($ 20.80) to GBX 1,400 ($ 21.41) in a report released on Thursday. The firm currently has a “buy” rating on the stock.
Read more on Dakota Financial News

What is a Good Credit Score For Experian? Finding Out Your Credit Worthiness According to Experian

Experian is one of three major credit reporting agencies. Located in Ireland, they are a company who provides consumer financial history reports for potential lenders and/or insurance companies. When an individual or business applies for a loan, the lender will want to check their background to find out whether or not they pay their bills on time and in full. Every account you have usually reports on your credit, especially if you pay late or not at all. Lenders are more likely to make a negative report than a positive one, making it even more imperative that you pay promptly. Utility companies do not typically make reports unless you fail to pay. Many times they will make an inquiry if your bill is paid late, alerting potential lenders. If a creditor sees several inquiries from your utility company, then it will let them know that you are paying late each month that an inquiry was made. In addition, too many inquiries will bring your credit score down. Experian keeps track of all of these things and puts them together in a report, known as your credit report. When you apply for a loan, you are giving that company permission to check your statement. It is unlawful for someone to check your report without your permission.

What is a Good Credit Score for Experian?

When deciding what is a good credit score for Experian, they take into account the number of accounts that you have open, your available credit and your debt, whether you pay on time, and whether you pay in full or make minimum payments. If you pay only your minimum payments, then your available credit will be low as the interest builds up on your account. This is why it is important that you pay more than the minimum amount due on your interest accounts. If you pay them in full each month, try to use your card at least once each month to keep the activity level up as good activity helps to raise your score. A good score for Experian is between 750 and 800 or more. Someone with a slightly lower score, such as 700, can usually get approved for a loan, but will pay a higher rate.

Now that you know what is a good credit score for Experian, it is time for you to do something about yours. If your score is already in the 700 range, then bringing it up will not be difficult. You would need to make sure that all of your bills are caught up and paid on time and make a few small purchases on a credit card and pay them off. But if your score is much lower, then you will need to be aggressive at reclaiming or establishing your credit worthiness. This can be done on your own; you do not need to pay hundreds of dollars to a credit repair agency to help you bring up your score. You also do not have to pay off every negative account on your report.

In these tough economic times, your credit score is more important than ever. Even people with seemingly good credit are getting turned down for credit cards and home and automobile loans. It is important to know What is a Good Credit Score for Experian so that they can get the loan they need.

Another thing that is happening is that businesses are being more harsh when it comes to negative credit reporting. Many people have noticed their credit score dropping as much as 200 points in one month just for being late on a few bills. The companies that are doing this hope that this will give their customers a little motive to start paying their bills – and paying them on time.

Most Recent Experian News

Experian plc Earns "Buy" Rating from Deutsche Bank (EXPN)
Experian plc logo Experian plc (LON:EXPN)'s stock had its “buy” rating reaffirmed by stock experts at Deutsche Bank in a study granted on Tuesday. They have a GBX 1,300 ($ 20.08) price target regarding stock. Deutsche Bank's cost target …
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Experian Information High Quality declares 2015 Data High Quality Summit
BOSTON, might 6, 2015 /PRNewswire/ — Experian information Quality, a respected supplier of information quality computer software and solutions, is hosting an industry leaders event in nyc on May 12 built to help organizations develop rely upon information and move the data …
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Experian plc inventory Rating Reaffirmed by BNP Paribas (EXPGY)
Experian plc logo Experian plc (OTCMKTS:EXPGY)'s stock had its “neutral” rating reaffirmed by analysts at BNP Paribas in a study report granted to customers and investors on Friday. EXPGY is the subject of a great many other present research reports.
Read more on Dakota Financial News