Posts tagged ‘rating’

5 Tips to Improve Your Credit Rating (In The UK)

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Title says it all!

Rating Our Presidents

I see that there was a recent news release by The Times, a British publication, which reported a ratings list of U.S. Presidents by a panel of eight historians as follows:

10 Best Presidents 10 Worst Presidents
Lincoln Eisenhower Buchanan G. Bush, Jr.
Washington Truman Pierce Hoover
F. Roosevelt Reagan Van Buren Harding
Jefferson Polk Harrison Garfield
T. Roosevelt Wilson Nixon Filmore

Rating Presidents is strictly an academic exercise. Historians generally differ based on the time they lived and the eventual course of history, which is usually a reliable indicator. The public, however, uses a different standard based more on popularity and likeability. Thus, note the absence of Kennedy and Clinton from this list, although Kennedy did finish at number 11 on the best list, Jimmy Carter barely managed to escape the bottom 10.

I know that Clinton is still very popular, but the historians said that although Clinton left office with a high approval rating they considered him mediocre. They added that he passed progressive legislation (welfare reform) but saddled himself with the Lewinsky scandal and landed at number 23. One panelist, Ben Macintyre said, “Clinton promised so much, delivered so little and embarrassed everyone”. Isn’t that what they call a con man?

As an avid student of presidential history, I would remove F. Roosevelt from the top 10, based on his dismal performance during the Great Depression. He probably gets good grades for his charisma, communication skills, and leadership qualities, particularly during WWII. I also would tend to raise Polk even higher in the standings; he was a man with great executive and management skills who presided over our “manifest destiny” period as a nation. I also would drop Wilson out of the top 10, since most of his term was served by his wife, not him. Maybe we should give her the 10 spot.

Also, I feel sorry for Harrison and Garfield. Harrison died after 23 days in office, when he got sick because he didn’t wear a coat while giving his inaugural address in freezing weather; and poor Garfield got shot and died after 4 months in office. So why are they on the worst 10 list? Maybe we should consider them “No shows”.

Who can dispute Lincoln and Washington our greatest Presidents. Although the challenges are different today, do you really think they would have pushed that stimulus package?

Wine Rating Systems

A few wine rankings sites which can help you figure out which wine is worth spending money on. It serves as a little history information about the real history regarding the wine rating machines.

Among the top and a lot of trusted wine reviews system is Parkers 100 aim Scale. The scale, that was created by Robert Parker and his friend Victor Morgenroth, prices wines from 50 – 100, 100 being, “an exceptional wine of powerful and complex personality displaying all the attributes expected of a vintage wine of its variety. Wines with this caliber are worth an unique work to locate, purchase, and take in,” and 50 being, “A wine deemed to be unacceptable.” All wine positions are based on your wine’s color, appearances, style, aroma, bouquet, flavor, finish, and general quality level or potential.

Another wine ratings scale is Wine Spectator’s 100 aim Scale. The scale was imitated from Parker’s Scale and used mainly for magazine visitors. It’s the same maxims as Parkers, but just a little less information in actual rating and it’s even more frank. A wine rated at 100-95 is known as a “Timeless: a fantastic wine,” and 74-50 is rated as a “Not recommended.” A score which was given a variety is usually the preliminary score and is often centered on barrel tasting.

At the time of March 2008, the wine ranks have switched to rolling four point spreads for unfinished wines. Wine Spectator believes it’ll “better reflect the subdued differences between wines, and provide our visitors better information because of their buying decisions.” Yet another wine rankings website is Wine Enthusiast mag.

They usually have an original s.e. that enables you to discover wines based on score, price, type, classic, combination or varietal, area, brand, unique qualifiers, book date, reviewer, and files per page. Their wine rating system can also be predicated on a 100 point scale with 100 becoming “Classic,” and 80-82 to be, “Acceptable.” They don’t integrate any lower numbers since nothing of the people seek anything under 80. You’ve got a selection to either wise search or field explore their website for the wine that you choose. As a final point, we our personal wine score specialist Michael Zimberg. He’s a real grading system for wines instead of a point system. He makes use of the school based approach to grading from A-F. He feels that no matter what the price of wine “region and rareness also play one factor. “He also grades based on something which is fun and various to use so it may merit an increased level. He’s got an outstanding sense of style and always knows the most perfect thing to drink.

Lindsay Aston is a contributing editor for Classic Wines, specializing in wine score.

Let’s Play Tropico 5: Waterborne [Gameplay] Part 9 – Credit Rating!

Tropico 5 Let’s Play / Gameplay – Waterborne Expansion!

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This Morning – 4 November 2013 – Martin Lewis on Credit Rating

today - 4 November 2013 - Martin Lewis on credit score

This day – 4 November 2013 – Martin Lewis on credit history
Today – Martin Lewis on Credit Score
This Morning – 4 November 2013
Today – 4 November 2013 – ITV
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Will Credit Counseling Hurt My Credit Rating?

In this video, you’ll learn how legitimate credit counseling agencies operate and the impact of credit counseling on your credit score.
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Oracle Co. (ORCL) Given AA Credit Rating

Oracle Co. (ORCL) Given AA Credit Rating
(NASDAQ:ORCL) has received an “AA” credit rating from Morningstar. The research firm's “AA” rating indicates that the company is a very-low default risk. They also gave their stock a four star rating. A number of other brokerages also recently …
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Brexit vote would affect UK's top credit score, says Standard & Poor's
A senior director at the ratings agency, which assigns credit scores to debt issued by governments around the world, said a Brexit vote “certainly could” affect Britain's rating, when interviewed by Bloomberg Television. Such a downgrade would push up …
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O'Reilly Automotive Inc (ORLY) Earns "BBB" Credit Rating
O'Reilly Automotive Inc (NASDAQ:ORLY) has earned a “BBB” credit rating from Morningstar. The research firm's “BBB” rating indicates that the company is a moderate default risk. They also gave their stock a two star rating. In other O'Reilly Automotive …
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Problems With Credit Rating Agencies

Problems With Credit Rating Agencies

Professor Timothy Sinclair, University of Warwick

Getting credit ratings ‘right’ seems vitally important to many professional observers and politicians. The increasingly volatile nature of markets in a post-Bretton Woods world of international capital mobility has created a crisis in relations between the rating agencies and governments, which seek to monitor the performance of the agencies and stimulate ‘reform’ in their procedures and business models, even if the exact purpose of this reform seems to elude them. This process started with the Enron bankruptcy, but the subprime crisis has generated a veritable ‘moral panic’ about agency performance in relation to asset-backed securities. In pursuing improvement in the rating system policy-makers need to appreciate the limits to rating. Our expectations of the agencies are founded on a rationalist or machine-like understanding of the workings of capital markets, and on an exogenous understanding of the causes of financial crisis. This worldview implies a correct rating can be determined, and that finding this correct answer is purely a technical matter. A more accurately social and dynamic view of markets and financial crises makes the challenge of effective rating even more daunting.
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Resolve credit history errors. Typical US credit history rating

Resolve credit report errors. The typical Aamerican credit report score. Debt to high credit ratio excessive and too many revolving bank card records. 721 beacon rating.

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Tata Motors Gets A Ba3 Rating From Moody’s

It is yet another achievement for the auto major Tata Motors. Recently the company has been provided with a better rating by a famous rating agency. The rating agency Moody’s has recently raised the rating of Tata Motors, the largest automaker of the country. This rating has been increased by a notch because of the improved and developed performance of Jaguar Land Rover, the Tata Motors owned British marquee brand.

Earlier, the rating agency had provided a B2 rating to Tata Motors but now because of the improved performance, this rating has been raised to a Ba3. Jaguar Land Rover has now been showing improved performance though it had declined during the third quarter of the fiscal year 2009. But since that time, Jaguar Land Rover (JLR) has been continuously recovering and has shown growing and progressing volume along with higher revenues alongwith margins on the launches of new products, stated the Moody’s Investor Service. Moody’s Vice-President/Senior Credit Officer Alan Greene commented that the up- gradation in rating shows the recovery in the performance of operations of the JLR business which exceeded Moodys expectations. He further added that the company is growing with speed and also the Indian business remains quite profitable. This has given the output of much improved leverage ratio of Tata Motors Limited.

Besides these statement, Moody’s also commented that Tata Motors is also observing a huge recovery in its Indian business. This has got the support of auto sectors growth of the country. On one side, the business of the commercial vehicles is constantly booming and is representing the main part of Indian operations of the company while on the other side, Tata Motors passenger vehicle volume growth can be observed by the current launches of product, like the cheapest car of the world Tata Nano or the launch of Tata Manza. Such launches helped in powerful revenue growth.

Moodys also stated that the stable outlook of the company shows the stronger solid footing of the business which follows the market acceptance of newly launched products and the company business strategy divisions that are being steadily implemented.

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