Posts tagged ‘Repair’

Latest Credit Repair News

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'They're robbers': Debt management firms leaving clients worse off
When Cathie and Demetrio Scarfone applied for a bank loan and were knocked back, they were shocked. They soon discovered incorrect credit default listings against their names. In haste, they filled out an online "credit repair" form to have their names …
Read more on Sydney Morning Herald

How will my credit rating affect me when I apply for a job?
Two methods are recommended for credit repair: do-it-yourself and professional repair agency. Familiarize yourself with some of the laws that surround credit repair companies. The Credit Repair Organizations Act was drafted to protect you, the consumer …

ASIC shines a light on 'opaque' credit repair industry
ASIC described debt management firms as businesses that target consumers in financial hardship by promising to clean and repair their credit report, develop and manage budgets, negotiate with lenders and advise and arrange formal debt agreements.
Read more on Mortgage Business

Windshield Repair

There are times when there is a need for a windshield repair, or even replacement. Unfavorable circumstances may have brought about these times, and whether you like it or not, you have to succumb to these circumstances. Probably the worst circumstance would be an accident or a collision that resulted into a cracked or even damaged windshield. On a lighter note, fallen twigs and branches may cause cracks on the windshield. Still, dirty pranks played by some people may result to windshield cracks. Whatever the reason is, bottom line is a cracked windshield that needs to be repaired. However, for economic reasons, there are some people who would wait awhile and hold on to their windshield until such time that the windshields give up already. When this happens though, it may cause accidents to happen, and even injury.

Therefore, it is important to identify the right time for the windshield to be repaired or replaced. Identifying the perfect time may be a very difficult thing to do. After all, one could never predict as to how long can the windshield still last, such that it is important to consult the experts before it’s too late. Crack propagation is dictated by the size and the nature of the crack. For the experts, a single look at a crack would immediately enable them to know how serious the crack is. They would be the best persons to advise and schedule a windshield repair or replacement. Although, there are some windshields that can still be repaired, others have to be replaced. When this happens, one should be ready for the expenses that entail with it. The prices for windshield repairs vary depending on the degree of damage on the windshield. The quality of the craftsmanship also dictates the value of the repair. Most people would rather pay more for a job that is well done. A repaired windshield would certainly affect the resale value of a car, therefore finding excellent windshield repair jobs are necessary if one wants to preserve the value of his car.

In the United States alone, windshield repair has been a popular trade for the past years which may be due to an increasing number of reported accidents. Although accidents are not the only cause for windshield repairs, they are found to be the top on the list. Aside from cracks on the windshield, there are other factors which would require for a windshield repair. Some materials that are used as windshield, specifically glass is subject to climate change thus causing the material to react with these changes. Adverse reactions of some materials would be brittleness that permits the material to promulgate self-propagated cracks. When this happens, there is also a need for a windshield repair or replacement.

Latest Credit Repair News

Scam Alert — Need Better Credit? Watch Out For Scams
Scam credit repair companies may persuade you to contest accurate information on your credit report. Others urge you to apply for a new ID number (typically one used by businesses for tax purposes) or provide you with a stolen Social Security number …
Read more on Better Business Bureau

Richmond officials accused of breaking promise to voters by using road repair
Richmond city officials have been accused of breaking a promise to voters by using proceeds from a half-cent sales tax that was initially meant to fund longterm road repair and maintenance to instead balance the city's budget. At Tuesday's council …
Read more on Richmond Standard

Credit Repair Services in St. Louis, MO Now Offered to Low Credit Home Buyers

Credit Repair Services in St. Louis, MO Now Offered to Low Credit Home Buyers
While a 620 credit score used to be an accepted number, it now takes more than a 720 score for approval in most cases through a traditional lender. The new St. Louis credit repair services at RestoreSTL are designed to improve the success rates of high …
Read more on Benzinga

Top Credit Repair Program for Auto, Home and Rental Loans Now Accepting
Consumers who have credit issues with loan approvals for auto, home or rental applications can now benefit on a national level at the FES company. The top credit repair program that is helping to improve consumer credit worthiness is now accepting …
Read more on Benzinga

CIO takes more action against credit repair companies
The Credit and Investments Ombudsman has added another credit repair company to its banned list. In February CIO said it had excluded two credit repair companies from using its services and last week it added another, as well as issuing warnings to a …
Read more on Banking Day

Latest Credit Repair News

FTC Slams SoCal 'Credit Repair' Group
LOS ANGELES (CN) – First Time Credit Solution, of Bell, Calif. preys on Spanish-speakers, "bilking consumers on a daily basis," by falsely claiming affiliation with the Federal Trade Commission, the FTC claims in court. The company operates under a …
Read more on Courthouse News Service

5 Ways to Boost Your Credit Score
Using the right credit repair expert can help you see improvements in your credit score. There are complex laws involving creditors, credit bureaus, collections companies, judgments, tax debt and more. A seasoned expert can help you navigate this …
Read more on NerdWallet (blog)

Credit Repair Companies are Reviewed in Depth on New Website

Lindenhurst, NY (PRWEB) March 05, 2015

The founders of, a website that provides in-depth and unbiased reviews of many of the top credit repair companies, are proud to announce the launch of their new site. In addition to ranking and reviewing many of the leading credit repair companies, the website also features helpful information and articles pertaining to credit repair.

As a spokesperson for noted, trying to determine which credit repair company is best is a time consuming and overwhelming experience. People who are looking for this type of service are already feeling stressed out and upset over their low FICO score and high amount of outstanding debt, so it can be extra challenging to figure out which company can truly help them. This knowledge inspired them to create and launch

“People need a central resource that they can trust to find a restoration service is perfect for their unique situation,” the spokesperson said, adding that they have researched the countless services available on the market and have uncovered three clear winners.

“These businesses were not chosen at random. They have been poked, prodded, and reviewed using our proprietary scoring system to obtain an unbiased ranking that is based on raw data.”

Right now, Lexington Law is ranked number one on; as the review noted, the company has been in business for over 20 years and has served over a half million people. Sky Blue Credit is currently ranked number two on the site; the company has some of the most progressive credit repair services in the industry and the company also offers a money back guarantee.

Rounding out the top 3 is; the company’s website features an innovative online dashboard as well as credit repair plans that are customized to each client.

Even though launched just recently, its educational articles are already getting a lot of attention from visitors to the site. For example, a post titled “Improving Your Credit Score” offers helpful information on how FICO scores are determined as well as tips on how to improve them.

About is the ultimate resource for anyone that’s looking to repair their credit. The website offers many guides and articles such as tips on how to improve a credit score, how to dispute errors on a credit report, and much more. For more information, please visit

Credit Repair Workshop Offered On Thursday

Credit Repair Workshop Offered On Thursday
A credit repair workshop will be offered on Thursday from 11:30 a.m.-1 p.m. at the Urban League of Greater Chattanooga, 730 East M. L. King Blvd., Chattanooga, TN 37402. Officials said, "Let us help repair your credit. Learn how to improve your credit …
Read more on The Chattanoogan

Business Bits: Wedding planning event, credit repair workshop and more
There will be refreshments enhanced with florals for visitors to sip as they go through the event, where they can see all the latest wedding trends. Guests can get ideas on everything from centerpieces and guest chair embellishments to rehearsal …

Morgan Drexen Supports Credit Reporting Changes Announced by 'Big Three
Morgan Drexen announced the company's support on the heels of this week's announcement by the 'Big Three' credit reporting agencies that past due medical debt, some form of which more than 43 million Americans have on their credit reports, would now …
Read more on MarketWatch

What Can a Credit Repair Organization Actually Do For You?

What Can a Credit Repair Organization Actually Do For You?
Mike Sullivan, director of education for Take Charge America, notes that credit repair agencies often just do things for you that you can do for yourself. However, he's also quick to note that this might include things that you don't want to do for …
Read more on MainStreet

Feds allege celebrity credit repair a scam
SAN DIEGO — Federal prosecutors call Keith Lawrence Middlebrook the “credit repair man to the stars,” but indicted him Thursday as a scam artist. An indictment was unsealed in San Diego federal court charging Middlebrook, 46, of Los Angeles, with 15 …
Read more on U-T San Diego

Repair Credit Report Errors – Fast, Legal and COMPLIMENTARY!

We help individuals who have errors on their credit report and acquire them fixed – rapidly and for no-cost! Our company is customer solicitors helping clients underneath the Fair Cre…
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What You Need to Know About Free Credit Repair

Free credit repair is when you do not pay a services agency to fix your report. It is simply a do-it-yourself process which involves being conversant with the Fair Credit Reporting Act and the Fair and Accurate Credit Transactions Act, which are the laws regulating the system.

Other than these, you need to understand how long negative accounts can remain on your file. For instance, late payments, collection accounts and charge-offs should not spend more than 7 years on your file. Though collection accounts and charge-offs have a 6-month extension in addition to the 7 years after which they should be deleted.

Take a situation where you are required to repay your bank a minimum of 500 dollars monthly until you pay the total debt. The first time when you are late in paying the expected monthly 500 dollars, it will be recorded on your file with the reporting agencies. It does not matter if you are late in subsequent months after the first late payment. The late entry that is reported to the bureaus is the first one.

Now let us imagine a situation where you are to make monthly payments to your bank for a period of 12 months, that is, January to December. Let us again imagine that you defaulted in paying on time for the month of February, which is the second month during the period of repaying the loan. Again, you did not pay on time for the months of July and November. What this means is that you made late payments on three occasions.

However, the way it works is that the 7 year period during which this late payment will stay on your file is from the first late payment which is February and not those of July and November. These are the kind of things you need to understand when you choose to go with the free repair process as against paying a services agency to do the fixing for you.

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