Posts tagged ‘Solutions’

Avoid Charge Card Fraud with Credit Tracking Solutions

Do consumers require credit card fraudulence defense as an extra service? Founder and CEO of RMCN Credit Services, Doug Parker covers charge card security and credit monitoring.
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VM Racks Announces Technology Partnership with NeoCertified, HIPAA Compliant Email Solutions Available Now

VM Racks, the value leader in HIPAA Compliant Cloud Solutions, and NeoCertified, a leading provider of secure HIPAA Compliant Email, have officially announced a technology partnership in HIPAA compliant services. The partnership comes in an effort to extend and maintain a HIPAA compliant efficacy across both secure HIPAA compliant cloud services and secure email distribution.

“This is an important partnership for us. We believe that the email services that NeoCertified provides will secure our place as the leader in HIPAA Compliant Cloud Solutions.” said Gil Vidals, Founder & CEO of VM Racks. “Adding HIPAA Compliant Email to our product portfolio has been a key piece of our growth strategy and we are excited to work with NeoCertified on this.”

The partnership allows for an expansion of HIPAA compliant cloud services that range from managed hosting and cloud services from VM Racks to NeoCertified’s Secure Email Solution, which is federally compliant and easy to implement. Combining managed hosting and email messaging will reduce the total cost of ownership for clients who required HIPAA Compliance, while protecting both ePHI data (electronic Protected Health Information) in transit and in storage and the Protected Health Information application.

“Every day there are over 100 billion emails sent out … If only 1% contain privileged data, that means over 1 billion emails could be intercepted and misused, resulting in identity theft.” said Peter J. Schaub, Owner & CEO of NeoCertified.

This partnership will not only expedite and protect HIPAA related communication processes, ensuring HIPAA regulation compliance, but this will also encourage and catalyze future cloud-based HIPAA compliant integrated services. HIPAA Compliant Email Services are immediately available at VM Racks starting at only $ 8 per month.

VM Racks is a leading provider of HIPAA compliant solutions that enable government agencies, healthcare providers and business organizations around the world to secure and protect their Protected Health Information from data breaches, threats, and security vulnerabilities. VM Racks provides a portfolio of HIPAA compliant and managed cloud solutions, including HIPAA Compliant Hosting, HIPAA Compliant Email, HIPAA Cloud Storage, Disaster Recovery, and HIPAA Compliant Secure FTP Server. At the core of VM Racks’ business is the managed solutions architecture that is included with every product and service. Advanced security measures are needed to ensure HIPAA compliance, and customers trust VM Racks to mitigate risk, actively monitor and protect their infrastructure and ensure that systems stay online at all times. Visit, call, or follow VM Racks on social media for more information on the latest HIPAA compliant solutions.

NeoCertified Secure Mail was co-founded by CEO Peter J. Schaub in 2002 and has remained a proven technology with more than a decade of real-world results, offering a variety of secure solutions to help ensure the compliance of state and federal regulations for any business dealing with sensitive information. Our secure email solutions range from a Microsoft Outlook email integration to a Large File Transfer service which allows users to send up to 1GB files in a matter of minutes. Find out why thousands of companies and individuals across the country have chosen NeoCertified at

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If you would like more information about VM Racks, please contact Gil Vidals at (760) 705-4022 or email at GVidals(at)VMRacks(dot)com.

If you would like more information about NeoCertified, please contact Peter Schaub at (303) 996-6283 or email at Peter(at)NeoCertified(dot)com.

Six Tips For Negotiating Operated Solutions Agreements Webinar

Southlake, Texas (PRWEB) April 28, 2015

A managed services provider (“MSP”) provides businesses with foreseeable, business-focused information technology solutions that optimize businesses, manage threat, and deliver measurable price. Services provided by MSPs usually consist of remote tracking, backup, plot management, cloud processing and help table assistance.

MSP client agreements can frighten prospective clients. Julie Machal-Fulks informs MSPs: “Don’t let the paperwork block the way of creating a sale”.

Julie recently presented “Six tips for Negotiating Managed solutions Agreements” in the MSPWorld Spring 2015 Conference in which she examined a number of the typical objections and approaches to provisions contained in MSP agreements. The reaction ended up being so excellent to the woman presentation including requests to duplicate the info for people who couldn’t attend, that she actually is offering a free of charge webinar on May 13 at 11:00 a.m.


Julie Machal-Fulks, lover, Scott & Scott, LLP, leads a group of attorneys in representing and defending clients in legal things regarding I . t. The woman training focuses on complex litigation ranging from privacy and community protection, information breach notice and crisis administration, intellectual property disputes, service provider neglect statements, and content-based accidents particularly copyright and trademark infringement in computer software, the web, and all sorts of forms of tangible media.


Wednesday, might 13, 11:00 a.m.-noon CDT


*1 Hour Tx CLE Credit (California pending)



For additional details, see

About Scott & Scott, LLP

Scott & Scott, LLP ( is a boutique intellectual residential property and technology law firm with an emphasis on pc software conflicts, technology deals, brand name defense, and federal litigation. These days, appropriate and technology marketplace forces tend to be ever-changing. The company is focused on keeping track of the building technology and rising law in order to supply extremely concentrated representation to clients that vary from mature small enterprises to openly exchanged multi-national corporations.


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Equifax Workforce Solutions to Explore Best Practices for ACA Compliance at

Equifax Workforce Solutions to Explore Best Practices for ACA Compliance at
As the country approaches the fifth anniversary of the Affordable Care Act (ACA) becoming law and regulations continue to emerge, employers face an evolving set of compliance needs. With the employer mandate now fully in effect, organizations can …
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Equifax, Inc. Witness Large Outflow of Money
Equifax, Inc. (NYSE:EFX) had an uninteresting session and gained 0.25 points till last call. The price was at $ 94.21, gaining 0.27% till the last intraday data. The total uptick value was $ 8.91 million while the total downtick value was $ 16.58 million …
Read more on Stafford Daily

Equifax Inc.: Equifax, Zoot Join Forces to Introduce Innovative, All-in-One
ORLANDO, Fla., March 23, 2015 /PRNewswire/ — Equifax Inc. (NYSE: EFX), a global information solutions company, and Zoot Enterprises, today announced their plans for the upcoming release of MobilityPlus?, a powerful end-to-end solution that leverages …
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Rent to Own Homes for Sale in Fort Lauderdale, FL Now Offered at Real Estate Solutions in Florida LLC

Fort Lauderdale, FL (PRWEB) February 18, 2015

Adults who are experiencing issues when applying for a home loan can now benefit from new services launched by the Real Estate Solutions in Florida LLC this year. Rent to own homes for sale in Fort Lauderdale, FL are now offered as an alternative at

This new program will serve a dual purpose in 2015 in the housing industry. The first purpose is to create additional opportunities to men and women who have low credit scores and can be denied when applying for a home loan in Florida. The second purpose is to promote the inventory of new houses acquired and now listed for sale.

“We have an expert team that works individually with bad credit borrowers who are unable to finance a home using one of the many loan types available,” said a Real Estate Solutions in Florida LLC rep.

An immediate advantage to a person in South Florida area who is now evaluating rental properties is the simple process of application submission now available. While some companies require an in-person interview during the application process, the new program in place offers a first phase review through an online application.

“Our specialty is placing hard-working adults inside our affordable homes to provide a source of housing when bank financing is not an option,” said the rep.

The new application process that is in place can be started at A person who would rather speak by phone to a housing specialist can call (954) 289-6020 during normal hours of business to inquire about home placement services available.

About Real Estate Solutions in Florida LLC

The Real Estate Solutions in Florida LLC company purchases homes that are sold to adults who have credit issues and cannot qualify for traditional loans. The company specializes in homes around the Fort Lauderdale area although has connections in other states. The Real Estate Solutions in Florida LLC offers rental opportunities to hard-working people who need a source of immediate housing in the U.S.

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TransUnion Solutions movie

This variation does not integrate contact information.* Prominent finance companies and finance institutions global depend on TransUnion to greatly help identify and handle cri…
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Surety Solutions, LLC Announces Single-Point-of-Entry API for Vertafore’s AMS360 Insurance Agency Management System

Nashville, TN (PRWEB) March 05, 2014

OneClick is emerging because insurance agents’ preferred way for composing surety bonds. With 1 application, OneClick swiftly generates real-time quotes from about 20 of the nation’s top surety bond businesses. The agent/broker then has the ability to create plus deliver quotes to their customer, secure electronic indemnity, plus buy the bond all online plus inside lower than 3 minutes. This amount of efficiency, comparative choices plus transparency is unprecedented inside the industry.

The OneClick/AMS360 API, reduces surety bond processing time by 75%. AMS360 consumers may today protect over 5 hrs. per surety bond by OneClick as well as the unique single-point-of-entry API (vs. 30 applications submitted to 25 businesses, a manual credit pull, triple-data entry about bond types plus inside AMS360). Busy agents have further incentive to abandon the old-fashioned surety composing task.

What this API signifies for AMS360 users:

Easy. Writing Surety Bonds is today easier than ever online
Time-saving. Single-point of entry cuts processing time by 75-80%
Software Automation. Data entered into either platform (OneClick or AMS360) simultaneously syncs to the additional, eliminating information entry mistakes plus duplicate entry
In the Cloud. Multiple consumers could access customer info inside the Cloud anytime plus could generate reports plus keep track of the customer with ease found on the go or over the weekend
Brett Feagans, the lead software developer for the AMS360 API reported, “Our team has employed OneClick for a number of years. We have experienced first-hand, the time-saving advancement of surety automation. Then with all the new AMS 360 integration the team saves more time eliminating a redundant information entry step. Then which the 2 systems “Talk” to every alternative, the team spends less time per transaction plus reduces human mistake all simultaneously. We are excited regarding the program integration plus brand-new efficiencies that stand to benefit everyone associated, not the smallest of that is the customer.”

Helen A. Lally, an underwriter with all the Westfield Group commented found on the industry implications of the technologies stating, “I have been functioning inside the commercial surety industry for years plus have been actively looking for an agency which knows the pros of using automation plus good sense inside producing, underwriting plus servicing this product. Surety Solutions has grasped these concepts plus crafted plus implemented a program which is light years before any alternative agency program which I have watched. They have clearly surpassed any additional bond buying program on the market.”

Surety Solutions, LLC is planning to launch API’s for alternative popular Insurance Agency Management Systems inside the coming months. These developments usually further extend the time-saving functionality for Agents composing surety bonds from OneClick. The upcoming proposed Agency Management Systems to obtain API’s are EPIC plus Sagitta.

About Surety Solutions, LLC

Surety Solutions, LLC is a surety broker plus digital software developer specializing inside the Surety Bond Industry. Founded inside 2002, Surety Solutions, LLC has simplified the surety bond buying procedure for principals, neighborhood agents, plus big brokers by the initial plus just comparative engine inside the Surety industry, a width of surety bond carrier relationships, plus intuitive software which permitting customers to obtain the correct bond, compare rates, buy plus manage their Surety Bond all inside the same region.

For more info, please see


To discover much more about this story, please contact:

Duke Revard, Media Relations

9400 N. Central Expressway. Ste. 305

Dallas, TX 75231

Office: (855) 371-2192



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Video: “Surety Bonds Made Easy”

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LeaderOne Financial Corp. Introduces New Jumbo Mortgage Solutions for High-Net Worth Borrowers

Chicago, IL (PRWEB) October 08, 2013

Amid the housing recovery, many home-buyers are rushing to take advantage of todays low mortgage rates, but jumbo mortgages for high-net-worth individuals can be surprisingly elusive, according to David Goldhirsh, a Chicago-based mortgage banker and vice president of LeaderOne Financial Corp.

So LeaderOne Financial Corp. is offering a suite of jumbo mortgage products that address many of the challenges high-net-worth borrowers face in the home-purchase and refinance arenas.

In Illinois, a jumbo mortgage is a mortgage loan exceeding $ 417,000. Small business owners, doctors in residency and investors taking depreciation on assets are among the high-net-worth individuals who often find themselves on the outside looking in when it comes to these loans, due to the rigid underwriting guidelines that arose following the housing crisis, says Goldhirsh. To many lenders, these types of borrowers can appear to be high risk because of inconsistent income, high debt-to-income ratios or sheltered assets.

“Its exasperating when youre making a nice living and doing all of the right things from a financial-planning perspective, and youre yet getting turned down by bank after bank,” says Goldhirsh. “There are millionaires with perfect ascribe who cant get the same terms as someone with a 620 FICO score.”

Goldhirsh works with a number of portfolio lenders who offer jumbo mortgages for high-net-worth individuals that address a variety of special circumstances.

High Net Worth, Low Income

One common scenario is the high-net-worth borrower who doesnt show enough adjusted gross income on paper to qualify for a large mortgage. Variables that can reduce adjusted gross income include low or negative partnership income, deductions for depreciation of large assets such as equipment or real estate, or even sizable alimony or child support obligations.

According to Goldhirsh, one option for this borrower is an asset depletion loan. In this type of loan the lender factors liquid assets, such as stocks, trust funds, or retirement savings (for individuals 62 and over) into the income calculation. The additional income is amortized over 30 years or until the borrower reaches age 85, whichever occurs first.

For example, lets assume a 50-year-old borrower with $ 2 million in liquid assets has an adjusted gross income of $ 10,000 per month but needs another $ 5,000 to qualify for their desired loan amount. The lender can amortize the $ 2 million over 30 years and, assuming a 5% rate of return, count another $ 10,736 toward the borrowers monthly income more than enough to qualify.

Pledging Assets, Preserving Cash

For other borrowers, qualification isnt the issue but rather cash management. The typical minimum down payment on a jumbo mortgage is 20 percent. Thats a lot of cash on a $ 1 million or $ 2 million home purchase. And while high-net-worth individuals might have access to those funds, they might not want to liquidate investments to free them up, as that could trigger capital gains taxes or disrupt other more lucrative investment strategies.

According to Goldhirsh, a good option for these borrowers is a pledged asset loan. With this product, the borrower can make a reduced down payment of 10 percent by pledging any additional required funds in the form of held securities or other liquid assets. Borrowers can continue to trade funds within the pledged account but are not allowed to withdrawal the funds for a period of time without the consent of the lender.

Since any family member can pledge assets on behalf of another family member, this is also a popular program for parents who are helping their children buy real estate. Goldhirsh notes that a pledged asset loan can also be used with a variety of property types including second homes and investment property.

Other programs that address common challenges for mortgages for high-net-worth individuals include:

????10 percent down payment for loans up to $ 750,000 or 20 percent down up to $ 2 million. ????Loans to foreign nationals. ????Loans for non-warrantable condominiums, including certain new-construction condos and condos in buildings with a high percentage of non owner occupants. ????Cash-out refinances up to $ 1 million (most lenders will limit cash-outs to $ 200,000). ????Loan amounts up to $ 5 million (or higher on a case-by-case basis).

“There are creative, competitively-priced solutions for a lot of scenarios,” said Goldhirsh. “Oftentimes, a borrower hears no from private banking and calculate theyre stuck, but there are some great programs out there if you know where to look.”

For more information, contact David Goldhirsh, LeaderOne Financial Corp., 773-384-5300, davidgoldhirsh(at)leader1(dot)com.

About David Goldhirsh

David Goldhirsh, NMLS number #8804, is a licensed mortgage banker in Illinois, headquartered at 1540 W. North Ave., Suite 200, Chicago, IL 60642. During more than 16 years of residential lending, Goldhirsh has been responsible for the origination of more than 2,000 loans with an aggregate value of more than $ 500 million. Goldhirsh offers competitively priced solutions across the full lending spectrum from FHA loans to jumbo mortgages.

LeaderOne Financial Corporation is an Illinois Residential Mortgage Licensee, MB 6760699 and is licensed by the Indiana Department of Financial Institutions. First Lien Mortgage Lending License #18715 and licensed the Wisconsin Department of Financial Institutions, License # 43800BA. Corporate Headquarters: 11020 King Street, Suite 390; Overland Park, KS 66210, NMLS ID #12007 This publication is for educational purposes only and does not constitute a loan approval or loan commitment.

Collection Services Leader Rapid Recovery Solutions Examines the Reluctance of Young Adults to Use Credit Cards

Bohemia, NY (PRWEB) September 05, 2013

Rapid Recovery Solution, well aware of the prevailing trend among 20 somethings to reject credit cards as favorable payment options.

According to a September 3 article from Daily Camera titled Credit-shy: Younger generation is likely to stick to cash-only policy, credit card use among consumers 18-29 is significantly lower than that of any other age group. Overall credit card use across the country has consistently declined since 2005, but in no demographic is the plunge so drastic than with young adults. A Pew study reveals that only 39 percent of consumers below the age of 35 maintained a credit card balance in 2010, compared to 48 percent just three years earlier. Moreover, the median credit card debt among the younger demographic has fallen from $ 2,100 to $ 1,700.

There are a number of explanations credited to this stark change in spending practices. Firstly, the 2009 CARD act outlawed promotional giveaways for credit card applicants on college campuses. Secondly, young adults have higher debts from student loans than ever before. Lastly, the weak economy has limited employment opportunities upon graduating and restricted consumers buying power.

John Monderine, CEO of Rapid Recovery Solutions, offers his unique perspective. Credit card use has diminished since the economic downturn, and I can confirm the drop-off has been especially apparent among young adults. Monderine continues. However, credit cards, when used in moderation, can facilitate necessary investments and improve credit scores. A collection services firm like Rapid can provide guidance for responsibly making purchases on credit.

Founded in 2006, Rapid Recovery Solution, Inc. is headquartered at the highest point of beautiful Long Island. Rapid Recovery Collection Agency is committed to recovering your funds. We believe that every debtor has the ability to pay if motivated correctly. We DO NOT alienate the debtors; we attempt to align with them and offer a number of ways to resolve not only your debt but also all their debts.

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