Posts tagged ‘their’

Debt.com’s Interactive Map Tells Military Vets the trick for Getting probably the most College Cash from their GI Bill


Fort Lauderdale, FL (PRWEB) June 02, 2015

Debt.com created a profitable hack map that reveals the key. If military vets choose an excellent college in an expensive location, their housing allowance increases. Thankfully, some of those towns and cities and towns have actually cheaper rooms readily available and are usually positioned within an acceptable commuting length into college.

Howard Dvorkin, CPA and chairman of Debt.com, provides more upside. “Using this method, army vets is now able to get a larger housing allowance with a more affordable rent close to their particular school of preference. It improves the benefits our vets deserve.”

For instance, 1st place finisher on Debt.com’s chart is Columbia University in New York. The common housing allowance for area is $ 3,744 month-to-month. The common lease within the Bronx is $ 1,750, which supplies a possible more than $ 1,994 continuing to be to cover various other costs.

On the other end, the last location finisher is Wyoming and the University of Wyoming. The typical housing allowance is $ 1,239. The typical lease in Laramie is $ 1,218, which only provides a possible excess of $ 21.

Debt.com does mention that their “map assumes vets get the obtain the most payable, which typically needs three years of active-duty service, full time registration, and in-state university fees prices.”

You can preview the map and review the “methodology part” for complete details on Debt.com’s strategy to assist army vets get the maximum benefit from their college knowledge plus the after that stage of these lives. Debt.com also offers a Tools and guidelines area that delivers no-cost self-help booklets regarding credit debt removal, ID theft defense plus.

About Debt.com: Debt.com is a made up of financial specialists, business journalists, licensed answer providers for credit card debt, student loan assistance, credit tracking, taxation financial obligation, identification theft, debt collector harassment and much more. To learn more about Debt.com visit their website or call 1-800-810-0989 to observe Debt.com can benefit you.







National Foundation for Credit Counseling? Encourages Consumers to Know Their Rights During National Consumer Protection Week


Washington, DC (PRWEB) February 28, 2015

National Consumer Protection Week is being observed from March 1-7, and the National Foundation for Credit Counseling® (NFCC) is participating by connecting consumers to resources that can improve their level of financial protection.

“Consumers who are informed about their rights have an advantage over those who don’t,” said Bruce McClary, spokesperson for the NFCC.

The following tips can help people learn more about managing their personal finances while protecting themselves from scams and abusive practices:

Know the consumer rights associated with debt collection. During the past five years, the Federal Trade Commission (FTC) has filed legal action against 180 debt collection agencies. Threatening phone calls, abusive language, calling at odd hours, and revealing account information to others are among the ways that some debt collectors are violating consumer rights. All consumers should be familiar with the rules that protect their rights in these situations. The FTC offers information about the Fair Debt Collection Practices Act (FDCPA) at http://www.consumer.ftc.gov/articles/0149-debt-collection. If consumers feel their rights have been violated by a debt collector, they can contact the Consumer Financial Protection Bureau (CFPB) at http://www.consumerfinance.gov/complaint/#debt-collection.

Review credit reports every year. Credit reports are not only the gateway to loans, mortgages and credit cards, but are often reviewed by landlords, cell phone providers and utility companies. The report reflects a person’s financial track record, and can strongly influence a lending decision. Routinely reviewing credit is the best way to stay on guard. Consumers can access a free copy of their credit report once every 12 months from each of the three bureaus, Experian, Equifax and TransUnion, by going to http://www.AnnualCreditReport.com.

Get to know credit card protections. Many people don’t realize that certain protections are part of their credit card agreement. For instance, the Fair Credit Billing Act allows consumers to seek a refund if a product purchased was unsatisfactory. Cards may also offer return protection and extended warranties. There are many Federal laws in place to protect consumer rights when interacting with a credit card company. For a list of credit protection laws, go to https://www.federalreserveconsumerhelp.gov/learnmore/consumer-credit.cfm#CreditCards.

“Being uninformed or misinformed about basic consumer protections can leave a consumer vulnerable to financial abuse”, continued McClary. “Those who take the steps to learn about their rights are in the best position to make healthy financial choices.”

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The National Foundation for Credit Counseling (NFCC), founded in 1951, is the nation’s largest and longest serving national nonprofit financial counseling organization. The NFCC’s mission is to promote the national agenda for financially responsible behavior and build capacity for its members to deliver the highest quality financial education and counseling services. NFCC Members annually help millions of consumers through more than 600 community-based offices nationwide. For free and affordable confidential advice through a reputable NFCC Member, call (800) 388-2227, (en Español (800) 682-9832) or visit http://www.nfcc.org.







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University of Kentucky Federal Credit Union partners with Alkami to bring the Future of Online and Mobile Banking to their Members


Dallas, Texas (PRWEB) February 25, 2013

Alkami Technology, a transformative leader in innovative, digital banking technology, announces that the University of Kentucky Federal Credit Union is now implementing its state-of-the-art Online Relationship Builder platform. This newly designed online banking platform brings UKFCU a modern digital banking solution designed to greatly improve the members online User Experience.

Alkami is changing the way credit union members think about online banking, said Stephen Bohanon, Alkami President. The digital banking channel is fast becoming the primary touch point between credit unions and the members they serve. It is rapidly replacing the branch experience as the primary method of service delivery and brand reinforcement.????

The elegant and intuitive online banking interface provides an enjoyable experience, and addresses the needs and preferences of each user. UKFCU members will now be able to personalize profile themes, dashboard applications, featured content and social media options much like they do on their favorite eCommerce and social sites.

Alkamis digital banking platform also provides personalized financial literacy and educational tools, so members can feel more confident and in control of their financial future. Alkamis digital banking platform will provide us with a relationship-building tool that delivers real value to our members and increases the online interaction we have with them, said Greg Baker, Vice President Sales and Marketing. We think Alkamis product will allow UKFCU to separate itself from other financial institutions and provide a state-of-the-art delivery channel that is second to none.

About Alkami
Alkami Technology delivering integrated online and mobile banking solutions that are both agile and elegant. Alkamis ORB Platform represents a quantum leap forward in the level of integration, control and customization give to fiscal institutions to manage their digital delivery channel. With its modern and customizable interface, extensible feature set and intelligent content delivery system, the ORB platform provides the ultimate solution for credit unions to serve the needs of their members today and for years to come. For more information about Alkami please visit Alkamitech.com.

About University of Kentucky Credit Union
UKFCU has $ 475 million in assets with 50,000 members and five branches in Lexington, KY. Its field of membership consists of the students, faculty and staff of University of Kentucky, Eastern Kentucky University and KCTCS (Kentucky Community and Technical College System). They also serve numerous UK alumni associations, many companies in the Lexington community, and those that live, work, worship, or attend school in specific geographic areas of Lexington. For more information, please visit UKFCU.org.